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Financial Wellness Starts at Work
With the First@Work banking program, your employees get a complete package of accounts and tools that work for their busy lives, support their long-term goals, and help them protect what they’ve earned.
The Benefits
No-fee account options, credit file monitoring, identity theft protection, and money management tools help your employees take care of what they earn.
Checking & Savings
Checking account with no monthly maintenance fee with a direct deposit1
One free overdraft annually
One free order of checks
No-hassle savings account when you set up a $10/month auto-transfer or maintain a minimum daily balance of $300
Financial Wellness
Financial Wellness 360°2 – Maximize your financial wellness with coaching, interactive courses, videos, booklets, infographics, and more
MyMoney, First Bank’s personal financial management tool
Convenience
More than 100 branch locations across the Carolinas
No First Bank fees at out‑of‑network ATMs, plus with our ATM fee rebates we will refund up to $15/month of fees charged by other ATM owners3
Free digital banking and free mobile app with check deposit and Zelle®4,5
Travel and Leisure Discounts2,6
Peace of Mind
IDProtect®
Fully managed Identity Theft Monitoring and Resolution service7, including:
- Up to $10,000 identity theft expense reimbursement coverage8
- Debit and credit card registration6
- Online Identity Theft News Center and valuable phone and web resources6
Identity Monitoring6
Monitoring of more than 1,000 databases and monthly Risk Score
Debit Advantage®8,9
Enjoy buyer’s protection and extended warranty on purchased items
Cell Phone Protection8,10
Receive up to $400 of replacement or repair costs of the first four phones listed on your cell phone bill
Credit File Monitoring6
Daily monitoring and automated alerts, including:
- Key changes to your Experian credit report
- Request a single bureau credit report every six months or in the event you have suffered an identity theft event and have opened a resolution case
- Access to a new single bureau credit score every month6,11
- See your credit score and the factors that impact it11
Rideshare Protection8,12
Get coverage while traveling in a vehicle operated by a Transportation Network Company
Your employees can earn a $100 Mastercard® gift card when they:13
Set up direct deposit into their new account within 60 days of opening.
Make more than $250 in transactions with their new First Bank Mastercard debit card within 60 days of opening an account.
A simple path to financial wellness.
We created a series of quick tutorials to share what we know with you, because a little financial know-how can go a long way toward boosting your bottom line.
Start Learning
Ready to get started?
Open your checking account online or talk to our business specalists about setting up First@Work for your employees.
Sign up for a free First@Work consultation today
Get the Club Checking app
Download the app to access the benefits today.
Text to download the Club Checking app
Contact the Benefits Service Center
Get help with the program, identity protection concerns, and more.
The team is available Mon-Fri, 8:30 am – 5:00 pm (EST).
The team is available Mon-Fri, 8:30 am – 5:00 pm (EST).
- Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
- Available via mobile or web only.
- Out‑of‑network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
- Registration/activation required.
- Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/ or churches and their members, or schools and their employees/students.
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the benefits described. Please refer to the Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance documents can be found through your First Bank online banking account or through the First Bank Digital Banking Mobile App. Insurance products are not insured by the FDIC or any federal government agency, not a deposit of or guaranteed by the bank or any bank affiliate.
- Coverage only applies to items purchased entirely with your First@Work checking account.
- Cell phone protection is only available when the cell phone bill is paid from your First@Work checking account.
- Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness.
- Not available to residents of MO, NY, and WA.
- Please allow 4-6 weeks for gift card processing once qualifications have been met.