Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Top Six Reasons to Offer Employees First@Work


Did you know that 78% of Americans live paycheck to paycheck? And only 40% of Americans have sufficient savings to cover a financial emergency of $1000 or more? Imagine the stress that money issues like those might cause, and what that stress can do to employee productivity. According to a study by the American Institute of Stress of over 800,000 workers in over 300 companies, the number of employees calling in sick tripled in a four-year period and an estimated 1 million workers are absent every day due to stress.

It doesn’t have to be that way. In order to help alleviate some of that stress, First Bank offers businesses a financial wellness program called First@Work. This program provides them with education and an exclusive suite of products, discounts, and unique services.

The top 6 reasons you should offer your employees a First@Work account:

  1. It costs you nothing, and you can include it in your list of benefits for your employees.
  2. A Focus on Financial Wellness that includes:
    • Online Courses: Free online courses empower employees with the knowledge they need to make smart financial choices.
    • In-Person Seminars: Live workplace workshops inform and educate your team at your location.
    • MyMoney tool: Free personal financial management tool helps employees manage their money in real time.
  3. It includes no hassle checking and savings accounts:
    • No fee checking with direct deposit1
    • No fee savings with monthly $10 auto transfer
    • No First Bank fees at out-of-network ATM and other bank fee rebates up to $15.00 per month
    • 1 free overdraft per year
    • Digital banking and mobile banking app with check deposit
    • Debit card rewards – $100 in rewards points to get you started!
  4. World-Class Protection
    • IDProtect® – Identity Theft Monitoring and Resolution service2 that includes:
      • Credit file monitoring3
      • Up to $10,000 ID theft expense reimbursement4
      • And more!
    • Cell phone protection4
  5. Convenience
    • More than 100 branch locations across the Carolinas
    • No First Bank fees at out-of-network ATMs plus with our ATM fee rebates we will refund up to $15/month of fees charged by other ATM owners5
    • Free digital banking and free mobile app with check deposit and Zelle®6
  6. Rewards
    • Employees can earn $100 in reward points by:
      • Opening a First Bank First@Work checking account
      • Activating their debit card and enrolling in our rewards program within 45 day
      • Making at least one qualifying transaction with your First Bank debit card within 45 days7

Ready to Get Started?

Sign up for a free consultation or visit your local First Bank branch!

 

  1. Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
  2. IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Some benefits of IDProtect require registration/activation.
  3. Credit file monitoring may take several days to begin following activation.
  4. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
  5. Free ATM network includes First Bank and CashPoints® Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
  6. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  7. Please see the One Rewards Program Terms and Conditionsfor full details.

*These benefits are available with First@Work checking.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Trending Topics

Rental Property Mortgage Rates – Jacksonville, NC

Rental property mortgage rates can vary from bank to bank. In order to be sure you are getting the best rates possible, it is important to use a bank you trust. First Bank in Jacksonville, NC offers some of the best rental...

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 100 locations in North Carolina that offer highly competitive personal loan rates. We make...

What to Know About Joint Checking Accounts

Some of the biggest causes of stress in a relationship stem from finances. If you’re considering opening a joint checking account, there are some things you should know. Here are some common questions surrounding...

Small Business Loans for Women – High Point, NC

First Bank has small business loans for women who want to open a business in the High Point, NC, area. This metropolitan area currently sits at 66th on Forbes list of Best Places for Business and Careers in the nation. Our...

Where to Get Commercial Mortgage Rates

Location, location, location. The value of location is just as important for commercial success as it is for where to get commercial mortgage rates. The wrong rates can lead your business off the beaten path while...

Small Business Loans for Women – Asheville, NC

Asheville, NC, has plenty of resources available for women entrepreneurs and business owners, making it a great choice for any women looking to start a business. If you’re an aspiring entrepreneur, First Bank offers...

3 Reasons to Use a Commercial Building Loan Calculator

If you’re looking to build or to purchase a commercial building, it’s a great idea to start with a commercial building loan calculator. It can give you a sense of how much to borrow for the property...

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money and bring you peace of mind about your spending. Making a Budget...

Raleigh Small Business Loans

Owning a new business or starting a new one in Raleigh is a bright venture, as it’s one of the fastest growing large metro economies in the country. Whether your business is a staple in the community or a budding...

Small Business Loan Rates – Wilmington, NC

If you are thinking about starting a small business in Wilmington, NC, you have probably researched small business loan rates in the area. The charming historic riverfront, beautiful local beaches, and thriving...