Business Advantage Plus

Interest checking for high-volume businesses.

Our high volume, interest-bearing checking solution.

Maximize your earnings with Business Advantage Plus, which offers all the benefits of Business Advantage with the ability to earn interest on the money you save.

Overview

Comprehensive checking account offering, plus interest on your balances

  • 500 free transactions per month1
  • Up to $25,000 cash or coin/currency deposits at no charge2
  • Interest paid if minimum balance maintained
  • Free online and mobile banking3
  • Free online bill pay
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free nationwide CashPoints® and MoneyPass® ATM network4
  • Cash rewards with your First Bank debit or credit card

  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.35 per item for each item in excess of 500 per statement cycle (or month).
  2. A fee of $0.15 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals. Out of network terminal owners may charge a service fee.
Keep it Fee Free
You can easily avoid the $30 maintenance fee by meeting the following requirement during the statement cycle:
  • Maintain a $4,000 minimum balance, OR
  • Maintain an average collected balance of $8,000, OR
  • Maintain a combined balance of $50,000 in personal or business deposits, OR1
  • Outstanding personal loan, HELOC or business loan balances2
  • Deposit $25,000 or less in cash

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.2. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.
How to Open

Open at your local First Bank branch

You can quickly and easily open an account at your local First Bank.

Related Information