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Business Interest

Put your balance to work.

Get the flexibility of basic banking with the benefits of interest.

Enjoy all the benefits of Business Essentials, and qualify for interest so you can get more out of your earnings.


A simple checking account with interest on your balances

  • 250 free transactions per month1
  • Up to $10,000 cash or coin/currency deposits at no charge2
  • Interest paid if minimum balance maintained
  • Online and mobile banking3
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free CashPoints® ATM network4
  • Cash rewards with your First Bank debit or credit card5
  • Online bill pay

  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 250 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  5. When you enroll in the One Rewards Program.
Keep it Fee Free

You can easily avoid the $15 maintenance fee by meeting the following requirement during the statement cycle:

  • Maintain a $2,000 minimum balance. OR
  • Maintain an average collected balance of $4,000

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
How to Open

Open at your local First Bank branch

You can quickly and easily open an account at your local First Bank.