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Minimum Balance Required

$300

$2,500

$1,000

Average Balance Required

N/A

$5,000

N/A

Monthly Maintenance Fee1

(If unable to meet one of the above criteria)

$4

$15

N/A

Minimum To Open

$50

$1,000

$1,000

Number of Free Withdrawals Per month2

23

64

N/A

Minimum Balance Tier(s) To Earn Interest

>$0

>$0

$1,000

Other Benefits

24‐hour telephone banking, free online banking with bill pay, free mobile banking5

Access to free nationwide ATM network6

24‐hour telephone banking, free online banking with bill pay, free mobile banking5

Access to free nationwide ATM network6

A CD typically offers higher rates - the longer the term, the higher the interest.7

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.

2. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

3. Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.

4. Money Market customers can make six (6) free withdrawals per month. For each excessive transaction during a statement cycle, there is a fee of $15.

5. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

6. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.

7. CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.