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MasterCard® Rewards Program

How It Works

Enroll Today

  • It's easy to enroll online at the Rewards Center
  • Set up your user ID and password
  • Watch your points grow with everyday and monthly purchases

Use Your Card to Earn Rewards

Participation in the Rewards Program is free and available to customers with one of our MasterCard® debit cards or credit cards with Rewards.

Earn points on gas, groceries, phone or utility bills, gym memberships, daycare, tuition or other expenditures. Check out our Rewards Calculator to see how easy it is to start earning points.

EarnExample Redemption Options

$10 gift card to CVS/Pharmacy®, Darden Restaurants, Panera Bread®, Starbucks, Target or Dunkin Donuts.


$100 gift card to Bloomingdale's, Brooks Brothers, Chili's®, ExxonMobil, Toys"R"Us, Hyatt Hotels & Resorts® or many other popular retailers and restaurants. Or choose from merchandise like the iLive™ CD Home Music System with Dock for iPod®.


Receive $200 off a cruise package of your choice or domestic airline ticket. Or choose from merchandise like an Apple iPod® nano 16GB or a $200 gift card to popular retailers and restaurants.


Receive 2 nights at the Sheraton Vistana Resort in Orlando, FL or an Apple® iPad 2 16GB Wi-Fi.

Pool Points from Multiple Cards

PointsPooling allows you to combine points from all your eligible cards to earn rewards faster and view point totals at a glance.

Just sign-in at the Rewards Center and click on the "Set-Up PointsPooling" tab to combine points from other enrolled First Bank personal MasterCard® debit or credit cards. Points can even be combined between family and friends!

PointsPooling is also available for business MasterCard® debit and credit cards. We will personally assist business cardholders with PointsPooling.

Just call 866‑256‑2273, weekdays from 8:30 am - 5 pm (Eastern).

Loans subject to credit approval.

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