ACH Positive Pay


If you are a business owner, you should spend your time worrying about growing a successful business, not worrying about fraudulent transactions. That’s where ACH Positive Pay comes in. What is ACH Positive Pay? We’re glad you asked.

What is ACH Positive Pay?

ACH Positive Pay helps guard your business against unauthorized electronic activity. ACH stands for Automated Clearing House, which is a network that processes electronic payments. There are multiple benefits to using ACH Positive pay, such as:

  • Payments are credited to your account so you won’t need to take checks to the bank
  • ACH processing typically comes with fewer errors than collecting and depositing paper checks
  • You can automate attempts to collect bad checks, so you won’t have to deal with the same check twice 

ACH Positive Pay at First Bank

First Bank provides ACH Positive Pay that allows business to collect payments from their customers, make payments to their vendors, and deposit payroll funds into their employees’ bank accounts. We can provide full ACH Positive Pay, which means any transaction that does not meet your requirements would require your approval. Or we will send you an email each time an ACH transaction posts to your account.

ACH Positive Pay is very user-friendly. Instead of having to go online to approve a payment or transaction, the system will call your phone and all you have to do is enter an authorization code to approve the payment. You’ll no longer have to go to the post office to mail checks, which will save you time and money.

If your company has experienced check fraud loss and wants to reduce exposure to fraudulent transactions, First Bank’s ACH Positive Pay could be a smart investment for your company.

Visit Your Local First Bank Today

To learn more about ACH Positive Pay or see a demo of how it works, visit a First Bank branch near you.

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