Apply for a Personal Loan in Lillington, NC
If you’re looking to apply for a personal loan* in Lillington, NC, stop by the First Bank on South Main Street for competitive loan rates and flexible terms. Our banking experts will help you customize your personal loan to fit your financial needs. Visit us today to compare personal loans and get a competitive rate.
Types of Personal Loans at First Bank
First Bank offers several types of personal loans:
- Personal Line of Credit—This type of loan grants you immediate borrowing power. By simply writing a check, you can request cash whenever you need it.
- Ready Reserve: Overdraft Protection—Our Ready Reserve option is a safe choice for protection from accidental overdraft fees. If you don’t have sufficient funds in your checking account, we will automatically transfer funds over to prevent you from paying costly fees.
- Standard HELOC—Using your home equity, you can take out a loan to fund a large project, like college tuition or remodeling.
- Credit Cards—We have several credit card options, and you can opt in to our rewards program.
- Auto Loans—Drive away with the car of your dreams with the help of our auto loans, offerings competitive rates, fast access to funds, and simple applications.
- Boat and RV Loans—Our boat and RV loans get you one step closer to your next vacation. Enjoy no prepayment penalty and access to funds in as little as 24 hours.
How to Find the Lowest Rates on Personal Loans
Before taking out a personal loan, consider these tips to get the best loan rates:
- Have First Bank determine if you qualify for a 0% credit card—If you have a high credit score and qualify for a credit card with no interest on purchases, this card could be less expensive than taking out a personal loan.
- Consider getting a secured loan—A secured loan is protected by collateral, like your home, and is often less expensive than an unsecured personal loan.
- Pay off your credit card balance—Try to pay off as much as your credit card balance as possible before applying for a loan since most lenders will run a credit check to see if you qualify.
- Shop around—Your local bank will often provide great rates on personal loans, so be sure to stop by your nearest First Bank for a variety of loan options.
Apply for a Personal Loan Today
To apply for a personal loan, come to the First Bank on South Main Street in Lillington, NC, or visit our website for more information. Our bankers will help you compare personal loan options and determine which one is right for you.
*Loans subject to credit approval.