Apply for a Personal Loan in Lillington, NC

Types of Personal Loans at First Bank

First Bank offers several types of personal loans:

1. Personal Line of Credit—This type of loan grants you immediate borrowing power. By simply writing a check, you can request cash whenever you need it.
2. Standard HELOC—Using your home equity, you can take out a loan to fund a large project, like college tuition or remodeling.
3. Credit Cards—We have several credit card options, some include our rewards program. 
4. Auto Loans—Drive away with the car of your dreams with the help of our auto loans, offerings competitive rates, fast access to funds, and simple applications.
5. Boat Loans—Our boat loans get you one step closer to your next vacation. Enjoy no prepayment penalty and access to funds in as little as 24 hours.

How to Find the Lowest Rates on Personal Loans

Before taking out a personal loan, consider these tips to get the best loan rates:

• Have First Bank determine if you qualify for a credit card—If you have a high credit score and qualify for a low interest rate credit card, it could be less expensive than taking out a personal loan.
• Consider getting a secured loan—A secured loan is protected by collateral, like your home, and is often less expensive than an unsecured personal loan.
• Pay off your credit card balance—Try to pay off as much as your credit card balance as possible before applying for a loan since most lenders will run a credit check to see if you qualify.
• Shop around—Your local bank will often provide great rates on personal loans, so be sure to stop by your nearest First Bank for a variety of loan options.

Apply for a Personal Loan Today

To apply for a personal loan, come to the First Bank on South Main Street in Lillington, NC, or visit our website for more information. Our bankers will help you compare personal loan options and determine which one is right for you.

*Loans subject to credit approval.