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Banks That Offer Personal Loans – North Carolina


Have you been looking for a bank that offers personal loans in North Carolina? Are you tired of sifting through endless search results only to be disappointed by your options? With plenty of North Carolina banks offering personal loans, it can be hard to pick which one is right for you.

It is important that your personal loan provider is able to answer all of your questions and meet all of your needs. And, at First Bank, we understand that no two customers are alike and we work hard to make sure you are getting what you need. That is why we offer customized loans with competitive rates and flexible terms.

Stop Searching, Start Comparing

Now that you’ve found First Bank and you know how dedicated we are to meeting your needs, you can stop searching and start comparing. We offer two great options for customers looking for personal loans. Each option provides you with the flexibility you need to borrow money when you need it.

Personal Line of Credit

  • Borrow money instantly
  • Request cash by writing a check
  • Qualified collateral may be required to secure your loan

Ready Reserve: Overdraft Protection

  • Protect yourself against overdrafts
  • If you do not have enough money in your account to cover a check, First Bank will transfer funds into your checking account to cover it
  • Typically you can use Ready Reserve to borrow money up to your overdraft limit

Banks That Offer Personal Loans - North Carolina

More Personal Loan Options

First Bank Platinum Credit Card with Rewards — A First Bank credit card allows you make everyday and monthly purchases in a convenient and secure way. Register and use your card to earn rewards points you can redeem for things like gifts, travel and entertainment. With your First Bank credit card, you will also receive other benefits, including:

  • Security benefits
  • Convenience benefits
  • Shopping benefits

Credit card interest rates can vary, but there is typically no annual fee.

First Bank Home Equity Lines of Credit (HELOCs) — This type of loan is offered as a revolving sum of money you can access as need and can be a great way to finance larger projects. First Bank HELOCs:

  • Have low interest rates
  • Can be secured by the equity in your primary or secondary home
  • Can be accessed with specially designed checks that are free of charge
  • May allow interest expensed to be up to 100% tax deductible*

Auto Loans — With the help of First Bank, you can purchase the new or used car—or truck or motorcycle—that you’ve been wanting. Benefits of auto loans from First Bank include:

  • Competitive rates
  • Loan amounts up to $100,000
  • Fast application
  • Quick access to funds
  • Approvals and rates good for 30 days

Boat and RV Loans — Plan your next adventure on a new boat or RV. Get a loan from First Bank with these benefits:

  • No prepayment penalty
  • Competitive fixed rates and flexible terms
  • Access to funds in as soon as one day

Stop searching for banks that offer personal loans in North Carolina and visit First Bank to start an application or learn more.


Loans subject to credit approval. Member FDIC. 

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