Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Banks With Hassle-Free Checking Accounts


If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina, that offer banks with hassle-free checking accounts.

Checking Accounts at First Bank

Here’s a breakdown of First Bank’s five personal checking accounts and what makes them hassle-free:

Everywhere Checking

What it is: A no-frills account to give you exactly what you need and nothing you don’t.

How it’s hassle-free: Maintain either a $600 minimum balance, a $1,200 average monthly balance or make a monthly direct deposit of any amount.*

Everywhere Plus

What it is: A simple checking account that accumulates interest.

How it’s hassle-free: Keep a $1,200 balance or an average monthly balance of $2,400.*

Everywhere Premium

What it is: An upper-tier account that earns interest and features additional perks.

How it’s hassle-free: Maintain either a $5,000 minimum balance, an average monthly balance of $10,000 or maintain $20,000 in personal deposits or outstanding personal loans or HELOC balances.*

Campus Checking

What it is: A checking account for college students or those about to go to college.

How it’s hassle-free: No monthly maintenance fees or minimum balance requirement as long as the customer is under the age of 25.

Senior Checking

What it is: Checking account for individuals over the age of 65.

How it’s hassle-free: Keep a $600 minimum or $1,200 average balance or make a direct deposit of $250 or more.*

With our hassle-free checking accounts, you get online and mobile banking, paper or eStatements, online bill pay, and debit cards with rewards programs for registered users. You also gain access to account alerts so you can stay on top of your activity.

Visit a First Bank Today

Find a First Bank with hassle-free checking accounts nearest you and lose the stress today.

To learn even more about First Bank, see our articles on community banks near me, business loan requirements, personal loan NC, home loan basics, and best merchant services.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

———

Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

Trending Topics

Financial Institution: Definition and What to Look For

The definition of a financial institution typically describes an establishment that completes and facilitates monetary transactions, such as loans, mortgages, and deposits. Financial institutions are a place where consumers can…

How to Get a Home Equity Line of Credit

If you are thinking about taking out a loan to finance a major expense, such as home repairs or college tuition, a home equity line of credit (HELOC) or loan…

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have…

Workers’ Compensation Insurance 101

If you’re starting a business and are unsure of the purpose of workers’ compensation insurance or how to acquire it, then you’ve come to the right place. This kind of…

Your Top 5 Tips for Effective Online Money Management

Information on the Internet moves quickly. That’s why First Bank* offers streamlined online money management for individuals and small businesses throughout North Carolina and South Carolina. Accounts can easily be…

Essential Homeowner’s Insurance

Life has the ability to catch us off-guard with unanticipated and costly expenses, such as house damage from a fallen tree or basement pipes bursting during the winter season. That’s…

Enjoy Hassle-Free Online Payment Processing

Businesses need a fast and dependable way to manage client payments, whether online, at the point-of-sale, with an integrated solution, or on wireless or mobile devices. First Bank provides online…

Ways to Influence a Personal Loan Interest Rate

It’s not uncommon for a person to need a personal loan. This money is often acquired to apply it to a home improvement project or to have cash for an immediate…

Find Remodeling Loans in Asheville, NC

First Bank offers remodeling loans in Asheville, NC, for homes or businesses to get you started on turning your vision into a reality. Our Asheville loan officers will work with…

Student Checking Account Asheville NC

First Bank in Asheville, NC, makes it easy for students to manage their funds with Campus Checking, our student checking account. Campus Checking is open to all qualified and currently…