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Best Personal Loans – North Carolina


Are you having a hard time finding personal loans in North Carolina? With First Bank, finding the best personal loans in North Carolina is easy and hassle-free.

Loans are not one size fits all and that’s why we designed our personal loan options with you in mind. We have two personal loan options and each is offered with flexible terms and highly competitive rates.

Best Personal Loans - North Carolina

Personal Loan Options at First Bank

Personal Line of Credit — This line of credit provides you with funds as soon as you need them. If you find yourself needing cash, simply write a check to request it. Qualified collateral may be required to secure your personal or commercial line.

Ready Reserve: Overdraft Protection — Ready Reserve is First Bank’s way of helping you avoid costly overdraft fees. If you do not have sufficient funds to cover a check, First Bank will automatically transfer money into your checking account from your overdraft line of credit. You can also use your Ready Reserve to borrow money up to your overdraft limit. Along with providing our customers with the best personal loans, First Bank offers additional ways of lending you money when you need it.

Credit Cards: The First Bank Platinum Credit Card with Rewards provides you with the financial freedom to make purchases in a convenient and secure way. Enjoy card benefits and features such as:

  • 24-hour access
  • Online customer service
  • Zero liability
  • MasterCard SecureCode™
  • ID theft resolution
  • 26-day grace period
  • Price protection
  • Extended warranty
  • MasterCard Global Service®

HELOC (Home Equity Line of Credit): Borrow money using your home’s equity when you need it.

If you need to fund large projects, such as home renovations or college tuition, a First Bank HELOC could be a good option. Benefits include:

  • Low interest rates
  • Interest may be up to 100% tax deductible
  • Credit lines from $5,000
  • Can be secured by the equity in your primary or secondary home
  • Access with specially designed, free checks

Visit First Bank Today

First Bank strives to provide our North Carolina customers with the best personal loans. With more than 100 locations all over the state, it is easy to stop in and speak with one of our loan specialists about getting a personal loan today.

For more information about First Bank, check out some of our related articles:

Banks that Offer Personal Loans – North Carolina

Personal Loan Application

Personal Loan Rates – North Carolina


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.Loans subject to credit approval.

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