Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Best Savings Account Rates – Wilmington, NC


From the historic mile-long Riverwalk to the miles of pristine beaches, Wilmington, NC, has many things to offer. You may be planning to attend college, buy a house, or even retire in Wilmington, but don’t have a savings plan that can help you reach those goals.

First Bank offers some of the best savings account rates and we are dedicated to helping you achieve financial security.

Types of Savings Accounts at First Bank

First Bank strives to offer our customers some of the best savings account rates, and we provide several types of accounts, including:

Everywhere Savings – Minimum of $50 to open

  • 2 free withdrawals a month*
  • No minimum balance required to earn interest
  • Free mobile and online banking**
  • Free online bill pay
  • Free eStatements or paper statements
  • Free access to First Bank’s ATM network*

MyFirst Savings – For customers under 18; minimum of $10 to open

  • 2 free withdrawals per month*
  • No minimum balance required to earn interest
  • Free mobile and online banking**
  • Free online bill pay
  • Free eStatements or paper statements

Money Market – Minimum of $1,000 to open; for customers looking for a long-term, high-yield savings account

  • 6 free withdrawals per month*
  • Interest-earning account access
  • Free mobile and online banking**
  • Free online bill pay
  • Free eStatements or paper statements
  • Free access to ATM network*

We also offer certificates of deposit (CDs), IRAs, and Health Savings Accounts (HSAs) for more specific savings needs.

Open a Savings Account with First Bank

No matter what you’re saving for, First Bank offers some of the best savings account rates out there. Rates can vary depending on the type of account, and we want to make sure you are getting the best rates possible. If you want to find out more about First Bank’s savings account rates, call or visit a Wilmington, NC, location near you.


*Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal. Money Market customers can make six (6) free withdrawals per month. For each excessive transaction during a statement cycle, there is a fee of $15. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

**While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.

———

Sources:

Wilmington N.C.: https://www.wilmingtonandbeaches.com/

Investopedia: http://www.investopedia.com/terms/c/certificateofdeposit.asp

Investopedia: http://www.investopedia.com/terms/i/ira.asp?lgl=rira-layout

Investopedia: http://www.investopedia.com/terms/h/hsa.asp

Trending Topics

Budgeting 101: Personal Budget Categories

When it comes to creating a personal budget, it can feel like there are a million financial categories to consider. In order to create a successful budget, everything should be accounted…

Is It Possible to Get a Mortgage Refinanced with No Closing Costs?

When it comes to refinancing a mortgage, you need to spend money to save money. Closing costs can amount to thousands of dollars, depending on the home loan. This is…

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan…

Refinance Your Mortgage with These 5 Tips

Over time, the mortgage market fluctuates and creates new opportunities for homeowners to revise the terms of their mortgage. This is known as refinancing. When refinanced, a mortgage can include lower…

Credit Card Processing for Businesses

If you are a business owner, you probably know that accepting multiple forms of payment (cash, debit, credit, and checks) is important. But you may not know just how essential…

Calculate Your Monthly Mortgage Loan Payment (with Taxes and Insurance)

A mortgage loan calculator with taxes and insurance can help prospective homeowners prepare for the financial responsibility of owning a home. Purchasing a home may be one of the biggest…

30-Year Mortgage Rate Forecast Tips

A great way to lock in the best mortgage interest rate is to shop around. By learning how to read a 30-year mortgage rate forecast, homeowners can pinpoint an ideal…

Home Refinance Rates from First Bank

With the country’s average interest rates for 30-year fixed mortgage rates currently at their lowest, now is a good time to consider refinancing your home. Low home refinance rates mean…

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance,…

Save Money with This Refinance Calculator for Home Mortgages

When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant…