Best Payday Loan Services in North Carolina


Investopedia defines an “unsecured loan” as a loan that is obtained without using property as collateral. Unsecured personal loans can be useful for anything from medical expenses to covering the cost of travel. First Bank offers the best unsecured personal loans in the Jacksonville, NC area. We have two options to choose from, making it easy to find a loan that fits your specific needs.

Personal loans can help you cover the cost of many expenses, planned or unplanned. Some common reasons people take out personal loans include:

  • Home improvements
  • Home & auto repairs
  • Medical bills
  • Wedding expenses
  • Travel & vacation costs

Whether or not you qualify for an unsecured personal loan may depend on your credit. Your lender may look at your credit history, your income, and any other debts you have. It is helpful to check your credit score before you apply for an unsecured personal loan in order to avoid any complications.

First Bank’s Unsecured Personal Loans Are Among The Best In Jacksonville, NC

First Bank has some of best unsecured personal loans in Jacksonville, NC. They are:

  1. First Line - a personal line of credit that allows you to borrow money instantly. You can also use First Line to request cash, all you have to do is write a check. *Qualified collateral may be required to secure your personal line.
  2. CreditLine - an overdraft protection account. If you write a check and are in danger of overdrafting, First Bank will transfer the funds from your CreditLine into your checking account. You can also use CreditLine to borrow money up to your overdraft limit.

First Bank is dedicated to making sure the needs of our customers are taken care of. To learn more about our personal loan options and why we offer some of the best unsecured personal loans, visit one of our 2 Jacksonville, NC locations.


Loans subject to credit approval.

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