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College Savings Account in Wilmington, NC


Whether you’re a parent looking to put away money for your child’s university tuition or a high school student trying to save some spending money for college, a savings account with First Bank in Wilmington, NC, can help you out. We have savings accounts catered to help you with your financial needs, as well as five Wilmington locations to serve you.

Types of Savings Accounts at First Bank

Our Everywhere Savings account allows you to earn interest with no minimum balance requirement and requires only a $50 initial deposit. This option is perfect for parents wishing to take advantage of competitive interest rates in order to build a platform for their child’s education. Everywhere Savings gives you use of CashPoints® ATMs with unlimited out-of-network ATM transactions with no First Bank fee*. You may also avoid the monthly maintenance fee* simply by keeping a $300 daily balance.

MyFirst Savings is open to customers under the age of 18 and is ideal for working high school students looking for a safe place to store their earnings. This account requires just $10 to open and earns interest on any balance. There is no monthly service charge associated with MyFirst Savings accounts.

Parents with young children might consider our high-yield Money Market account as a means of growing a college fund. Money Market accounts require a $1,000 initial deposit.

Savings Accounts Benefits

All of our First Bank college savings accounts feature:

  • Free withdrawals (two per month for Everywhere Savings and MyFirst Savings, and six per month for Money Market).*
  • Free online and mobile banking.*
  • Free online automated bill paying.
  • Free eStatements or paper statements.
  • Free phone call, text message or email alerts notifying you of account activity.*

Campus Checking

In addition to our savings accounts, First Bank offers a Campus Checking account for students ages 16 to 25. Enjoy these benefits:

  • Easy transfers between First Bank accounts
  • No monthly maintenance fees
  • Secured card

Visit a Wilmington First Bank Today

Visit one of our Wilmington, NC, locations to meet with one of our experts and start those college savings.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. Withdrawal fee of $2 each after the first two during the month for Everywhere Savings. For Money Market, withdrawal fee of $15 each after the first six free during the month. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. Federal regulations limit withdrawals of preauthorized transfers to two (2) per month for Savings Accounts, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you. While First Bank does not charge for Alerts, check with your mobile service provider for web access or text messaging fees. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.

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