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Your Community Bank in North Carolina


Are you wondering how your community bank stacks up against some of the national banks in North Carolina?

Well, don’t believe that community banks versus big banks comparisons are always infallible. First Bank debunks many of these proposed theories. Let’s first take a look at the pros of big banks and how First Bank, despite being a local bank, fits right in:

  • Plenty of ATMs and branches. There’s this notion that local banks don’t have enough branches to meet the convenience level of their national competitors. But First Bank has 75 locations throughout North Carolina, from Kill Devil Hills in the east to Asheville in the west.
  • Deep menu of financial services. The other misconception about your community banks is that they only offer very basic services. But in addition to checking and savings accounts, First Bank proudly offers personal and business loans, mortgages, insurance, investment options, credit cards and more.
  • Cutting-edge tech tools. Where did this idea that only big banks can offer the latest in technology come from? First Bank customers enjoy digital banking from their home computers or wireless devices, remote and mobile check deposit, text message account alerts, and more.

The Pros of Your Community Bank

Now that we’ve debunked the most popular “negatives” of local banks, let’s examine the pros of community banks as listed in the article just to make sure First Bank accomplishes those as well.

  • Trademark personal service. This is the backbone of First Bank. We take the time to get to know you personally, so we can cater to your every financial need.
  • More checking options*. First Bank’s checking and savings accounts have ways of avoiding First Bank monthly maintenance fees by meeting certain requirements.
  • More lending flexibility. First Bank was named one of North Carolina’s best banks for small business loans by Entrepreneur Magazine.

As you can see, your community First Bank is small enough to capture all the advantages of local banks but capable of serving customers just like a big bank. Find your nearest community First Bank in North Carolina and experience the best of both worlds.

To learn even more about First Bank, see our articles on community banks near me, how to get a loan for your business, how to get a personal loan, home mortgage basics 101, and best small business merchant account.

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Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.

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