Debt Management Help Near Me

Are you in a financial pickle and looking for debt management help near you? Don’t worry. Help with debt management is more attainable than you think.

A good way to manage your debt is to consolidate it all into one lump sum and transfer it to a lender with lower interest rates.

Those who have more than one outstanding debt may find it beneficial to roll all that debt into one place. Don’t hassle with paying three different lenders three different payment plans with three different due dates—consolidate all of your debt into one location to make paying it off easier and more manageable with just one monthly payment.

The first step towards climbing out of debt is devising a realistic plan for paying off what you owe and debt consolidation makes that possible.

The second key to debt management is to transfer your debt to a lender with a lower interest rate. This will save you money in the long run and allow you to pay off your debt quicker.

Get Help Managing Your Debt

There a few different methods of debt management:

  • Loans. Have a bank pay off all your debts for you by giving you a loan for the combined amount that you owe. Often your interest rate for the loan will be lower than that of the original lender.
  • Credit Card. Use a credit card with a 0% introductory rate  to complete your debt payments but beware of balance transfer fees. See if you qualify for a First Bank Credit Card today.
  • Home equity or refinancing. Take out a loan on the equity of your home or combine it with your mortgage to consolidate your debt and refinance your home. First Bank’s home equity loans come with a low fixed interest rate that may be up to 100% tax deductible.

With nearly 100 locations the Carolinas, First Bank provides solutions for debt management help near you. Use First Bank’s branch locator to find a location near you and put your debt in hands that care.