Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

First Bank Credit Card


There are many benefits to having First Bank Credit. Is there a purchase right now like an important doctor bill or car repair that you could afford in a few weeks? Maybe you don’t feel comfortable putting down a large down payment, but you could pay smaller installment amounts instead? Or maybe you’re running a business and need some help with those day-to-day purchases?

First Bank credit card can help you with all of that, and allow you to earn rewards points* you can redeem at a later time.

First Bank’s Credit and Debit Card Options

First Bank offers MasterCard® credit and debit cards for individuals and businesses.

Choose from our:

  • Platinum Credit Card with Rewards
  • Business World Credit Card with Rewards
  • Personal Debit Card With Rewards
  • Business Debit Card With Rewards

Each card comes with a host of benefits that include:

  • A rewards program. Register your First Bank credit card to earn rewards points on qualified purchases that can be redeemed for restaurant, retail, merchandise, or travel gift cards.
  • Round-the-clock access. Manage your account online or use our 24-hour telephone banking for customer service regarding your First Bank credit card.
  • Convenience. Use your First Bank credit card to pay bills or make purchases online.
  • Security. A First Bank credit card provides peace of mind through zero liability, ID theft resolution, and fraud protection.
  • Flexibility. Enjoy a 26-day interest-free grace period for purchases when your balance is paid in full and on time.
  • Worldwide service. Wherever you travel, MasterCard Global Service follows.
  • Price protection. If you find a lower price for a new item that was bought with your First Bank credit card, you might be reimbursed for the difference.
  • Extended warranty. Many manufacturer’s warranties can be doubled up to a year when you pay with your First Bank credit card.

Earn Rewards with Your MasterCard®

Any customer who has a First Bank MasterCard® debit card or credit card with rewards can participate in the One Rewards Program. Enrolling your card online at our Rewards Center is simple and free. Simply set up your user ID and password and you can start watching your points grow.

With a First Bank credit card, you can earn points on things like gas, groceries, insurance, utilities, and more. Here are a few examples of how you can spend your rewards points:

  • Gift cards to restaurants like, Dunkin Donuts, Starbucks or Panera Bread
  • Gift cards to retailers like Bloomingdales, ExxonMobil, and Target
  • Travel rewards

First Bank credit cards are offered with no annual fees, competitive interest rates, and balance transfers.

Contact First Bank today to open a First Bank credit card, and put some financial freedom and rewards benefits in your pocket.


*See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

———-

Sources:

Investopedia: http://www.investopedia.com/terms/z/zero-liability-policy.asp

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Trending Topics

Open a Triangle Business Checking Account

First Bank is the largest community bank headquartered in North Carolina and provides local entrepreneurs with the Triangle business checking accounts and other business banking solutions.

Raleigh Small Business Loans

Whether your business is a staple in the community or a budding start-up, First Bank is available to provide the Raleigh small business loans you need to succeed.

Best Business Checking Accounts in Asheville, NC

Whether you are a beginning entrepreneur or seasoned business owner, First Bank will help you determine which business checking account is best, what banking options are recommended, and how to open an account.

Finding the Best Personal Loans in Asheville, NC

If you live in Western North Carolina and need a personal loan, we can help.

First Bank in Asheville, NC: Serving the Local Community

From Biltmore Village to Downtown Asheville to Historic Montford, we serve the Asheville community by providing banking solutions that take you a step closer to achieving your dreams.

How to Switch Banks in Asheville, NC

If you’re unsure if your current bank is meeting your financial needs or are moving to the Western Carolina area, it’s time to think about switching banks.

Best Small Business Bank in Asheville, NC

When starting a business, it can be hard to know where to begin. Selecting a bank for small businesses takes thought and research, but choosing the right one for your business can lighten your to-do list and put your mind at ease.

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans…

Commercial Financing

Finding the right commercial financing is easier said than done. If you're starting a business or trying to grow, finding the right option can be a tough task. Learn more about different…

Long-Term Installment Loans

First Bank offers long-term installment loans and other types of lending that help small businesses cover expenses. The government-backed Small Business Association (SBA) helps business owners acquire long term loans to help them grow,…