Learn Where to Get Short-Term Personal Loans Today


Wondering where to get a short-term personal loan? At First Bank, we offer a selection of loan products that can help you conveniently pay off unexpected expenses or large investments in a shorter period of time. Visit your nearest First Bank branch today to get started.

Personal Lending Options at First Bank

First Bank offers several personal lending options and lines of credit to help customers pay off big expenses, such as car repairs, doctor's bills, or unexpected expenses. There are loan officers available at all our branch locations to help you find the right option for your financing needs.

If you're already a First Bank customer, we also offer Ready Cash, which acts as an extension to our checking accounts. This service provides temporary credit and overdraft protection against insufficient funds in your account. So should you ever spend or withdraw more than you current balance, you won't have to worry about going negative. 

In addition, the First Bank Platinum Credit Card with Rewards not only helps you finance your large expenses, but you can also earn rewards.* Benefits include:

  • Every $1 spent on qualified purchases earns 1 point towards your rewards.
  • 24-hour convenient access to your account.
  • Online tools to help you manage your account.
  • Credit card statements are available to download. 
  • Easily pay your bills online.
  • Customer service available online.
  • Zero liability for unauthorized purchases.
  • Protection from fraudulent use with MasterCard SecureCode™.
  • 26-day grace period for no interest fee.

Apply for a Short-Term Personal Loan at First Bank

Since 1935, First Bank has worked with communities in North Carolina and South Carolina to lend a helping hand when it comes to financing.

With our wide selection of personal and business products, we work to meet the needs of our neighbors with the selection of products you expect from a national bank at the convenience of your local community.

For more information on where to get short-term personal loans, visit your nearest First Bank branch today.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

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