Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

How to Get a Personal Loan – North Carolina


Combing the internet trying to find out how to get a personal loan in North Carolina? Call off the search and visit one of First Bank’s North Carolina locations. Meet with one of our loan experts to get on your way to obtaining a personal loan.

We can all use a hand sometimes and First Bank has personal loan programs in place to extend some help to our North Carolina customers. Our personal loan services include:

  • First Line. First Line is a credit line which provides our customers with instant borrowing power. Just write a check to yourself and walk out with the money you need. In some cases, qualified collateral may be required to secure a line of credit.
  • Ready Reserve. Ready Reserve is overdraft protection in place to serve as a security net against accidental overdrafts. If your checking account does not have sufficient funds to cover a check, First Bank will transfer the necessary amount from your Ready Reserve to cover the difference and avoid overdraft fees or bounced checks. Ready Reserve can also be used to borrow money up to the limit of your overdraft protection.

Both of our personal loan options come with competitive rates and flexible terms.

Other Ways to Get a Loan in North Carolina

While First Line and Ready Reserve are great options for how to get a personal loan in North Carolina, First Bank also offers a number of additional loans including home equity lines of credit (HELOC), auto loans, boat and RV loans, business loans and mortgage loans. There’s also the First Bank Platinum Credit Card with Rewards, which operates as a personal loan by giving you the freedom to make the purchases you need now with the flexibility to pay for them later.

Don’t spend another minute wondering how to get a personal loan in North Carolina. Read more about First Bank’s personal loan options* and get the money you need.


*Loans subject to credit approval.

———

Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp

Trending Topics

First Bank Credit Card

There are many benefits to having First Bank Credit. Is there a purchase right now that you could afford in a few weeks? Maybe you don’t feel comfortable putting down a large…

Local Banks Near Me

When looking for local banks near you, look no further than your neighborhood First Bank. With locations across North Carolina, South Carolina, and Virginia, you can count on us for all…

Hassle-Free Savings Account in Asheville, NC

The only thing most people want in a savings account is a safe place to keep their money without being hassled by annoying fees or bothersome requirements. At First Bank…

Checking Account Offers in South Carolina

If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to…

Fee Free™ Checking Accounts – Florence, SC

First Bank in Florence, SC, has no-fee checking accounts to help you avoid fees, so you can spend your money on things that matter. Since 1935, First Bank has been…

FHA Mortgage Loans – Asheboro NC

Since 1935, First Bank has been a bank dedicated to providing for the community. We offer FHA mortgage loans in Asheboro, NC to help home buyers and refinancers obtain a…

What Are Mobile Merchant Services?

If you own a business, you know how essential technology is to making it run smoothly. You may have even asked the question, “What are mobile merchant services?” Read more…

Personal Loans – Lillington, NC

If you live in Lillington, NC, and are in need of a personal loan to cover expenses, visit your local First Bank. We offer personal loans with flexible terms and highly…

Small Business Loans – Albemarle, NC

If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower…

Best Small Business Bank – Florence, SC

Florence, South Carolina boasts one of the best business climates in the southeast. The city of Florence is bustling with shops, restaurants, festivals, farmers markets, and much more. If you’re…