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How to Get a Personal Loan – North Carolina


Combing the internet trying to find out how to get a personal loan in North Carolina? Call off the search and visit one of First Bank’s North Carolina locations. Meet with one of our loan experts to get on your way to obtaining a personal loan.

We can all use a hand sometimes and First Bank has personal loan programs in place to extend some help to our North Carolina customers. Our personal loan services include:

  • First Line. First Line is a credit line which provides our customers with instant borrowing power. Just write a check to yourself and walk out with the money you need. In some cases, qualified collateral may be required to secure a line of credit.
  • Ready Reserve. Ready Reserve is overdraft protection in place to serve as a security net against accidental overdrafts. If your checking account does not have sufficient funds to cover a check, First Bank will transfer the necessary amount from your Ready Reserve to cover the difference and avoid overdraft fees or bounced checks. Ready Reserve can also be used to borrow money up to the limit of your overdraft protection.

Both of our personal loan options come with competitive rates and flexible terms.

Other Ways to Get a Loan in North Carolina

While First Line and Ready Reserve are great options for how to get a personal loan in North Carolina, First Bank also offers a number of additional loans including home equity lines of credit (HELOC), auto loans, boat and RV loans, business loans and mortgage loans. There’s also the First Bank Platinum Credit Card with Rewards, which operates as a personal loan by giving you the freedom to make the purchases you need now with the flexibility to pay for them later.

Don’t spend another minute wondering how to get a personal loan in North Carolina. Read more about First Bank’s personal loan options* and get the money you need.


*Loans subject to credit approval.

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Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp

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