Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

How to Get a Personal Loan – North Carolina


Combing the internet trying to find out how to get a personal loan in North Carolina? Call off the search and visit one of First Bank’s North Carolina locations. Meet with one of our loan experts to get on your way to obtaining a personal loan.

We can all use a hand sometimes and First Bank has personal loan programs in place to extend some help to our North Carolina customers. Our personal loan services include:

  • First Line. First Line is a credit line which provides our customers with instant borrowing power. Just write a check to yourself and walk out with the money you need. In some cases, qualified collateral may be required to secure a line of credit.
  • Ready Reserve. Ready Reserve is overdraft protection in place to serve as a security net against accidental overdrafts. If your checking account does not have sufficient funds to cover a check, First Bank will transfer the necessary amount from your Ready Reserve to cover the difference and avoid overdraft fees or bounced checks. Ready Reserve can also be used to borrow money up to the limit of your overdraft protection.

Both of our personal loan options come with competitive rates and flexible terms.

Other Ways to Get a Loan in North Carolina

While First Line and Ready Reserve are great options for how to get a personal loan in North Carolina, First Bank also offers a number of additional loans including home equity lines of credit (HELOC), auto loans, boat and RV loans, business loans and mortgage loans. There’s also the First Bank Platinum Credit Card with Rewards, which operates as a personal loan by giving you the freedom to make the purchases you need now with the flexibility to pay for them later.

Don’t spend another minute wondering how to get a personal loan in North Carolina. Read more about First Bank’s personal loan options* and get the money you need.


*Loans subject to credit approval.

———

Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp

Trending Topics

Is Contributing to a Nondeductible IRA Right for You?

If you're considering making contributions to a nondeductible IRA, first learn about all of your options. This quick guide will explain the differences between deductible, nondeductible and Roth IRAs and how…

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed…

How Much Should You Have In Savings at Age 25?

If you're wondering how much you should have in savings by the time you're 25, you're already on the right track. At an age where financial independence becomes increasingly more…

5 Financial Tips for Your 30s

Your thirties are a great time to get a handle on your finances and start investing in your future. Whether you want to buy a house, build up your retirement or spend time traveling the globe,…

What to Know About Joint Checking Accounts

Some of the biggest causes of stress in a relationship stem from finances. If you’re considering opening a joint checking account, there are some things you should know. Here are…

FHA Loans vs. Conventional Loans: How to Tell the Difference

Overwhelmed with the prospect of buying a home? FHA loans and conventional loans are likely two sources of financing that you’ve considered. Let First Bank help you understand these options…

Finance 101: Banking Basics

Finance 101: Investing in your financial future is one of the smartest things you can do. But there is more to building healthy finances than simply stashing away extra cash in your piggy bank.…

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money…

First Bank is One of the Top Banks in the U.S.A.

When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank like Wells Fargo or Bank of…

How Much Money Should I Have Saved by the Time I am 30?

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at…