No-Fee Checking Accounts – Florence SC

First Bank in Florence, SC, has no-fee checking accounts to help you avoid fees, so you can spend your money on things that matter. Since 1935, First Bank has been a community bank dedicated to providing the best banking services to our customers. Our goal is to be a bank that helps you avoid costly fees and provide personal financial services.

Checking Account Options at First Bank

First Bank in Florence, SC, offers five different checking account options, each with unique benefits to meet your financial needs. Each of our accounts features free online and mobile banking, free online bill pay, and free paper statements or eStatements. We even offer ways to keep your account monthly maintenance fee free. Take a look at how our checking accounts compare:

Checking Account Comparison Chart

Everywhere Checking

Our Everywhere Checking account is our most basic account, and includes features like:

  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • Free access to CashPoints® ATMs nationwide*
  • Earn rewards when you register and use your First Bank debit or credit card*

You can avoid monthly maintenance fees* by:

  • Maintaining a $600 minimum balance, or
  • Maintaining an average collected balance of $1,200, or
  • Receive a direct deposit of any amount during the monthly statement cycle

Everywhere Plus

With this account you get all the benefits of Everywhere Checking, plus you can earn interest at a minimal balance requirement.

Avoid monthly maintenance fees* by:

  • Maintaining a $1,200 minimum balance, or
  • Maintaining an average collected balance of $2,400

Everywhere Premium

With this account you get all the benefits of Everywhere Plus, plus:

  • No transaction fees on out-of-network ATM withdrawals
  • Free member checks or 50% discount on alternate check designs
  • 4 free official checks per statement cycle
  • Interest at a minimal balance requirement

Keep it monthly maintenance fee free by:

  • Maintaining a $5,000 minimum balance, or
  • Maintain an average collected balance of $10,000, or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or
  • $20,000 in outstanding personal loan or HELOC balances

Campus Checking

College students 25 and under can enjoy our monthly maintenance fee free* Campus Checking account. Features include:

  • No monthly maintenance fees
  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • Free nationwide CashPoints® ATM network*
  • No First Bank transaction fees on 8 out-of-network ATM withdrawals per month
  • Earn rewards points at hundreds of online retailers when you use your First Bank debit or credit card

Senior Checking

Qualifying seniors who use direct deposit can also avoid monthly maintenance fees with our Senior Checking account by maintaining a $600 minimum or $1,200 average balance or by making a monthly direct deposit of $250 or more. Features of this account include:

  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • Free nationwide CashPoints® ATM network*
  • Earn rewards with your First Bank debit or credit card*
  • Free basic checks or 50% off other designs

Visit Your Local First Bank Today

If you live in Florence, SC, and are looking for a no fee checking account, visit your local First Bank.

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Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. Free ATM network includes First Bank, First Bank of Virginia and CashPoints® terminals. Out of network terminal owners may charge a service fee.While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc. See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

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Sources:

U.S. News: http://money.usnews.com/money/blogs/my-money/2012/03/08/top-7-ways-to-avoid-checking-account-fees