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Personal Loan Companies in North Carolina


At First Bank, we offer personal loan and credit options that can help you achieve your financial goals. We understand that everybody’s needs are different and there isn’t a one-size-fits-all solution. Because of this, we offer loans with highly competitive rates and flexible terms. Learn more about our personal loan options today.

Personal Loan Options at First Bank

First Bank offers a variety of loan options to meet our customer’s needs. Take a look at our personal loan options* below:

  1. Personal Line of Credit—A personal line of credit allows you to have immediate borrowing power and request cash when you need it.
  2. Ready Reserve: Overdraft Protection—In the event that your checking account doesn’t have sufficient funds to cover a check, protect yourself from overdraft fees with First Bank Ready Reserve. We will automatically transfer funds into your checking account from your overdraft line of credit to help you avoid costly overdraft fees.

Why First Bank

There are many personal loan companies in North Carolina, but none can offer the personal level of service you’ll find at First Bank. We are a small-town bank with big-city services dating back to 1935. Our friendly associates take the time to get to know our customers on a personal level and address each financial need. We are actively engaged in the communities that we serve with a focus on delivering value to our customers and their families.

We are pleased to offer our customers personal loans, overdraft protection, home equity loans, mortgage loans, business loans, construction loans, First Bank Platinum credit cards, and more.

Visit Your Local First Bank Today

If you find yourself in need of a personal loan, visit one of North Carolina’s many First Banks for quality service and various personal loan options.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

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