Personal Loans – Jacksonville, NC

Have your finances ever been stretched thin?

Ever needed to consolidate your debt, so you don’t have to manage a dozen due dates?

If you’re in a situation that requires a bit of extra help, a personal loan could be a good option for you. Getting a personal loan in Jacksonville, NC, is simple with First Bank. We realize there are times that you may need to borrow money for personal expenses, planned or unplanned, and it shouldn’t be a hassle.

That is why First Bank in Jacksonville, NC, provides great customizable loan options to satisfy your needs.

Get Personal with First Bank

Each of our personal loans are offered with highly competitive rates and flexible terms.*

  • First Line: Personal Line of Credit. Receive instant borrowing power with First Line. Request cash when you need to just by writing a check. Qualified collateral may be required to secure your personal or commercial line.
  • CreditLine: Overdraft Protection. Insufficient funds won’t cost you with CreditLine, First Bank’s overdraft protection account. If your account does not have sufficient funds to cover a check, we will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly overdraft fees. You can also use your CreditLine to borrow money up to your overdraft limit.

Other Loan Options at First Bank

If you need extra funds but do not want to take out a small personal loan, consider First Bank’s Platinum Credit Card with Rewards*. It provides you with the financial freedom to make everyday purchases in a convenient and secure way. It features plenty of benefits, including rewards points when you register your card, zero liability, and a payment grace period.

If you need a loan to finance large projects, purchases, and expenses, First Bank has two great options. A home equity loan and a home equity line of credit (HELOC). Home equity loans and home equity lines of credit can have a low variable interest rate, and interest may be tax deductible.

To learn more about First Bank’s small personal loans, credit cards, and home equity loan options, visit one of our two Jacksonville, NC, locations.


Loans subject to credit approval. See our Terms and Conditions for complete details on our MasterCard® programs. ©2013 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.