Personal Loans Online


Looking for personal loans online can be difficult and time consuming, especially if you don't know what information to consider. That's where First Bank comes in. Our personal loans are crafted to fit your specific needs. 

What is a Personal Loan?

Personal loans are loans that are usually taken out for small amounts and paid back over a short period of time. They can be useful if you need to finance an expense, such as a medical bill, car repair, or vacation.

Choose First Bank For Your Personal Loan

When searching for personal loans online, consider First Bank. We have two personal loan options that provide you with funds when you need them.

  1. First Line: Personal Line of Credit: First Line is a personal line of credit that gives you instant borrowing power. Request cash when you need it just by writing a check. Speak with one of our specialists about our flexible terms and competitive rates. Qualified collateral may be required to secure your personal or commercial line.
  2. CreditLine: Overdraft Protection: Get protection from accidental overdrafts with a First Bank CreditLine. Accidents can happen and it is nice to be protected when they do. If your account does not have enough funds to cover a check,  First Bank will automatically transfer the funds into your checking account from your overdraft line of credit, helping you avoid overdraft fees. You can also use your CreditLine to borrow money up to your overdraft limit.

Personal Loans Online

More Loan and Finance Options

Credit Cards: With the First Bank Platinum Credit Card with Rewards you can make purchases in a convenient and secure way and enjoy benefits and features* such as:

  • 24-hour access
  • Online customer service
  • Zero liability
  • MasterCard SecureCode™
  • ID theft resolution
  • 26-day grace period
  • Price protection
  • Extended warranty
  • MasterCard Global Service®

Home Equity Loan: Home equity loans work well for financing large expenses. First Bank home equity loans have low, fixed interest rates and payment schedules and can be secured by the equity in your primary or secondary residence. And the interest you pay could be up to 100% deductible.

HELOC (Home Equity Line of Credit)**: HELOCs allow you to borrow money using your home's equity when you need it. First Bank HELOCs have low interest rates, and interest may be up to 100% tax deductible. Your credit line of $5,000 or more can be secured by the equity in your primary or secondary home. Visit First Bank to learn about our personal loans or check out these articles to learn more:

Best Personal Loans - North Carolina

Ways to Influence a Personal Loan Interest Rate

Short Term Personal Loans


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

**Equal Housing Lender. NMLS #474504.

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Sources:

Huffington Post: http://www.huffingtonpost.com/creditcom/personal-loan-advice-_b_1821726.html

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