Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Personal Loans – Jacksonville, NC


Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost.

Find a Small Personal Loan in Jacksonville, North Carolina

When small unexpected expenses arrive, it can be difficult to find the funds to cover them. Personal loans typically have fixed interest rates, are given in smaller amounts than other types of loans, and allow you to pay them back over a shorter period of time.

First Bank has several types of personal loans you can apply for.

  • Personal Line of Credit – This personal loans gives you instant borrowing power, as you can request cash when you need it by writing a check.
  • Ready Reserve – Ready Reserve is First Bank’s line of defense against overdraft fees. In the event that you do not have enough funds in your account to cover a check you have written, First Bank will automatically transfer funds from your Ready Reserve account into your checking account. If you need to borrow money, you can use credit line for that, too. We allow you to borrow money up to your Ready Reserve limit.*
  • First Bank Platinum Credit Card with Rewards – With a First Bank credit card*, you can make purchases in a convenient and secure way, plus earn rewards points you can redeem for things like gifts, travel, and entertainment. With your First Bank credit card, you will also receive security benefits, convenience benefits, and shopping benefits. Credit card interest rates can vary, but there is typically no annual fee.

Small Personal Loans - Jacksonville NC

More Small Loan Options for Jacksonville, NC

First Bank also offers standard home equity lines of credit, auto loans, and boat and RV loans.

Standard Home Equity Lines of Credit — For loan amounts over $5,000, a Standard HELOC could be a good option. With a HELOC, you are borrowing money using your accrued home equity as collateral. Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible (Be sure to consult a tax professional for details on the deductibility of interest.)
  • Access with checks
  • Can be secured by equity in your primary or secondary home

Auto Loan – If you need to replace an aging car quickly or would like to get that new truck you’ve been eyeing, talk to First Bank. With our auto loans, funds are available in as little as 24 hours, and the application process is easy.  These loans work for dealer purchase, private party purchase, re-fi, or lease buyout. Approval and rates last up to 30 days.

Boat and RV Loan – Set the stage for your next vacation with a new boat or RV with the help of a First Bank personal loan. Our boat and RV loans are available at competitive rates and flexible terms, and there’s no prepayment penalty.

Visit First Bank Today

If you are looking for small personal loans in Jacksonville, NC, visit First Bank. We have two locations in Jacksonville with a staff ready to answer any questions you may have about small personal loans.

To learn even more about First Bank, see our articles on banks near by, steps to getting a small business loan, need a personal loan fast, home mortgage basics, and best merchant account for small business.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Be sure to consult a tax professional to confirm the appropriate details.

———

Sources:

The Balance: https://www.thebalance.com/know-about-personal-loans-960025

Trending Topics

Compare Checking Accounts at North Carolina Banks

You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the…

List of Banks Headquartered in North Carolina

The fact that North Carolina is home to a large number of banks might surprise you. Over the years, the Tar Heel state has become a hub for banking, but…

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina,…

Where To Get 20 Year Mortgage Rates

When you’re ready to buy a house, it’s easy to get caught up in all of the excitement of shopping and forget about the financial part. Once you’ve found the…

Best Savings Account Rates – Wilmington, NC

From the historic mile-long Riverwalk to the miles of pristine beaches, Wilmington, NC, has many things to offer. You may be planning to attend college, buy a house, or even…

What Are 15 Year Mortgage Rates?

What are 15-year mortgage rates? It seems like a long time doesn’t it? But when you really think about it, 15 years is nothing. Think of all the things you’ve…

Find Small Business Loans in South Carolina

It can be hard finding the right small business loans in South Carolina, especially when you're looking for a new bank. At First Bank, we're have six convenient locations across South…

High Interest Checking Accounts In Albemarle, NC

It was not far from Albemarle, NC where in 1799 the 17-pound hunk of gold was found that sparked America’s first gold rush. While you may not strike it rich…

Banks Near Me

When you are trying to find banks near you, there are many options. With so many choices, it can be hard to be sure you’re choosing the right bank for…

Small Business Loans for Women in South Carolina

First Bank in South Carolina is dedicated to helping women entrepreneurs get their businesses up and running. That is why we offer a variety of small business loans with competitive…