Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost.

Find a Small Personal Loan in Jacksonville, North Carolina

When small unexpected expenses arrive, it can be difficult to find the funds to cover them. Personal loans typically have fixed interest rates, are given in smaller amounts than other types of loans, and allow you to pay them back over a shorter period of time. 

First Bank has two types of personal loans you can apply for.

  1. CreditLine – CreditLine is First Bank’s line of defense against overdraft fees. In the event that you do not have enough funds in your account to cover a check you have written, First Bank will automatically transfer funds from your CreditLine account into your checking account. If you need to borrow money, you can use credit line for that, too. We allow you to borrow money up to your CreditLine limit.*
  2. First Bank Platinum Credit Card with Rewards – With a First Bank credit card*, you can make purchases in a convenient and secure way, plus earn rewards points you can redeem for things like gifts, travel, and entertainment. With your First Bank credit card, you will also receive security benefits, convenience benefits, and shopping benefits. Credit card interest rates can vary, but there is typically no annual fee. 

Small Personal Loans - Jacksonville NC

More Small Loan Options for Jacksonville, NC

First Bank also offers standard home equity lines of credit and home equity loans.

Standard Home Equity Lines of Credit — For loan amounts over $5,000, a Standard HELOC could be a good option. With a HELOC, you are borrowing money using your accrued home equity as collateral. Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible
  • Access with checks
  • Can be secured by equity in your primary or secondary home

Home Equity Loans — For larger financing needs, consider a First Bank Home Equity Loan. Home equity loans can be secured by the equity in your primary or secondary home, and offers benefits, such as:

  • Low fixed interest rate
  • Interest may be up to 100% tax deductible

Visit First Bank Today

If you are looking for small personal loans in Jacksonville, NC, visit First Bank. We have two locations in Jacksonville with a staff ready to answer any questions you may have about small personal loans.

To learn even more about First Bank, see our articles on banks near by, steps to getting a small business loan, need a personal loan fast, home mortgage basics, and best merchant account for small business.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.Loans subject to credit approval.

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Sources:

The Balance: https://www.thebalance.com/know-about-personal-loans-960025