Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Personal Loans – South Carolina


Small personal loans are just one of the ways First Bank serves the financial needs of our South Carolina customers. South Carolina’s First Bank is more than just a place to store your money. It’s a place to grow, borrow, and manage money, and our small personal loans feature competitive rates and flexible terms.

Small Personal Loans from South Carolina’s First Bank

We have two kinds of personal loans:

  • Personal Line of Credit. Enjoy immediate borrowing power by providing a personal line of credit. Make out a check to yourself for the amount of cash that you need and pay it back according to the terms. Qualified collateral may be required in some cases.
  • Ready Reserve. Ready Reserve is First Bank’s overdraft protection program that functions as a loan by allowing you to spend more than what you have in your account without having to pay overdraft fees. First Bank will provide the difference in the purchase and you pay it back as needed. Ready Reserve also allows customers to borrow cash up to the amount of their overdraft limit.

More Loan Options for South Carolina Residents

Small Personal Loans - South Carolina

First Bank also offers standard home equity lines of credit.

Standard Home Equity Lines of Credit — Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible
  • Access with checks
  • Can be secured by equity in your primary or secondary home

First Bank also has a Platinum Credit Card that allows you to make everyday purchases while piling up rewards points for registered cards that can be redeemed at restaurants, retail stores, or for travel expenses.

Small personal loans are often used to buy a car or make home improvements. With First Bank’s personal loan programs you can store the money you do have while accessing the money you don’t.

Apply for a SC Personal Loan Today

In order to apply for a personal loan at your local South Carolina First Bank, you’ll need to bring the following documents:

  • ID — driver’s license, state ID or Social Security card or passport
  • Address verification — recent mail, copy or lease or utility bills
  • Proof of income — pay stubs, bank statements, tax returns or W-2 forms

You’ll find two First Bank branches in Dillon, SC, another pair in Florence, SC, one in Cheraw, SC, and a final location in Latta, SC. All six of our South Carolina branches offer small personal loans.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

———

Source:

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Trending Topics
Budgeting 101: Personal Budget Categories When it comes to creating a personal budget, it can feel like there are a million financial categories to consider. In order to create a successful budget, everything should be accounted… Is It Possible to Get a Mortgage Refinanced with No Closing Costs? When it comes to refinancing a mortgage, you need to spend money to save money. Closing costs can amount to thousands of dollars, depending on the home loan. This is… Mortgage Rates 101: Information You Should Know Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan… Refinance Your Mortgage with These 5 Tips Over time, the mortgage market fluctuates and creates new opportunities for homeowners to revise the terms of their mortgage. This is known as refinancing. When refinanced, a mortgage can include lower… Credit Card Processing for Businesses If you are a business owner, you probably know that accepting multiple forms of payment (cash, debit, credit, and checks) is important. But you may not know just how essential… Calculate Your Monthly Mortgage Loan Payment (with Taxes and Insurance) A mortgage loan calculator with taxes and insurance can help prospective homeowners prepare for the financial responsibility of owning a home. Purchasing a home may be one of the biggest… 30-Year Mortgage Rate Forecast Tips A great way to lock in the best mortgage interest rate is to shop around. By learning how to read a 30-year mortgage rate forecast, homeowners can pinpoint an ideal… Home Refinance Rates from First Bank With the country’s average interest rates for 30-year fixed mortgage rates currently at their lowest, now is a good time to consider refinancing your home. Low home refinance rates mean… Five Reasons to Refinance Your Mortgage Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance,… Save Money with This Refinance Calculator for Home Mortgages When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant…