Southern First Bank

If you live in North Carolina, South Carolina, or Virginia, and are looking for a bank, First Bank is the bank for you. We’re small enough to cater to your community, and large enough to provide you with all the financial services you may need.

Enjoy Better Banking with First Bank

First Bank offers a variety of banking services to meet a variety of financial needs. We offer personal banking services that include:

  • Checking accounts — choose from basic checking accounts to accounts for students and seniors over 65. 
  • Savings accounts — enjoy savings accounts for kids, interest-earning accounts, and retirement savings accounts. 
  • Debit cards — earn rewards when you register and use your First Bank debit card
  • Personal loans and credit cards — our personal loan options can help you finance planned and unplanned expenses. 
  • Home equity loans — use the equity in your home to finance a large project or purchase. 

We also offer services for business owners, including:

  • Checking accounts — we offer checking accounts for small businesses just starting out to large enterprises that need more sophisticated banking options. 
  • Savings accounts — save for a rainy day with a First Bank business savings account. 
  • Business loans — inject your business with the funds it needs to be successful. 
  • Debit and credit cards — earn rewards on business purchases when you register and use your First Bank debit or credit card. 
  • Cash management — our customizable solutions can help you enhance cash flow, improve accounts payable and find new ways to streamline cash management.
  • Merchant services — expand your customers’ payment options and increase revenue. 

Southern First Bank

First Bank started in Troy, NC. We aimed to provide a small town that lost its only bank at the beginning of the Great Depression with a healthy dose of Southern hospitality.

Back then, we were focused on helping farmers and local business owners “make every penny count,” and today not much has changed. We’re still a customer-centric southern bank; we’ve just grown to meet the needs of customers in North Carolina, South Carolina, and Virginia.

Whether you are an individual looking for your first savings account or a business owner looking to expand your space, First Bank can help you. We put our customers first, and we strive to make sure our services meet your specific needs.

First Bank has nearly 100 locations in South Carolina, North Carolina, and Virginia. Contact or visit a branch near you to learn more.

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Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186