Southern First Bank

If you live in North Carolina or South Carolina and are looking for a bank, First Bank is the bank for you. We’re small enough to cater to your community, and large enough to provide you with all the financial services you may need.

Enjoy Better Banking with First Bank

First Bank offers a variety of banking services to meet a variety of financial needs. We offer personal banking services that include:

  • Checking accounts — choose from basic checking accounts to accounts for students and seniors over 65.
  • Savings accounts — enjoy savings accounts for kids, interest-earning accounts, and retirement savings accounts.
  • Debit cards — earn rewards when you register and use your First Bank debit card.
  • Personal loans and credit cards — our personal loan options can help you finance planned and unplanned expenses.
  • Home equity line of credit (HELOC) — use the equity in your home to finance a large project or purchase.

We also offer services for business owners, including:

  • Checking accounts — we offer checking accounts for small businesses just starting out to large enterprises that need more sophisticated banking options.
  • Savings accounts — save for a rainy day with a First Bank business savings account.
  • Business loans — inject your business with the funds it needs to be successful.
  • Debit and credit cards — earn rewards on business purchases when you register and use your First Bank debit or credit card
  • Merchant services — expand your customers’ payment options and increase revenue.
  • Treasury services — our enterprise solutions for larger corporate businesses, including fraud prevention tools and payroll options.

Almost 90 years ago, First Bank was founded with one simple mission: to help our friends and neighbors prosper and pursue their dreams. Today, we are the largest, independent community bank headquartered in North Carolina, with more than 100 convenient locations across the Carolinas. This means we can offer everything the big banks can but with personalized service from bankers who know your name and live in your neighborhood.

First Bank has more than 100 locations in South Carolina and North Carolina. Contact or visit a branch near you to learn more.