Options for Unsecured Personal Loans – First Bank of North Carolina

Unsecured personal loans give you the flexibility to pay for life’s unexpected expenses. Whether you need to pay for medical bills or a wedding, a personal loan can give you the funds you need as soon as you need them. If you are looking for unsecured personal loans in North Carolina, stop by a First Bank today.

Types of Unsecured Personal Loans at First Bank

First Bank offers two kinds of customized unsecured personal loans. Each of our unsecured personal loans options provide you with a line of credit, which gives you the flexibility to borrow a specific amount of money up to your credit limit.

First Line Personal Line of Credit

  • Borrow money instantly
  • Request cash by writing a check
  • Qualified collateral may be required to secure your loan

CreditLine: Overdraft Protection

  • Protect yourself against overdrafts
  • If you do not have enough money in your account to cover a check, First Bank will transfer funds into your checking account to cover it
  • Use CreditLine to borrow money up to your overdraft limit

If you need money to cover expenses, but don’t think an unsecured personal loan is the right fit for you, check out our Platinum credit card. A First Bank credit card gives you the freedom to make every day and monthly purchases in an easy and secure way. You can even earn rewards points* when you register and use your card.

Visit a First Bank Near You

To learn more about unsecured personal loans or any of our other loan and credit options, visit a First Bank location near you. We have over 75 locations in North Carolina, making it easy for you to find a First Bank branch in your neighborhood.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

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Sources:

The Balance: https://www.thebalance.com/what-is-a-credit-line-315586