Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Get a Hassle-Free Checking Account with First Bank

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met.

Types of Hassle-Free Checking Accounts at First Bank

All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements.

Everywhere Checking:

Rewards benefits when you use your eligible First Bank credit card.

How to Keep It Fee Free™

  • Maintain a $600 minimum balance, or
  • Maintain an average collected balance of $1,200, or
  • Receive a direct deposit of any amount during the monthly statement cycle

Everywhere Plus:

All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement.

How to Keep It Fee Free™

  • Maintain a $1,200 minimum balance, or
  • Maintain an average collected balance of $2,400

Everywhere Premium:

All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks.

How to Keep It Fee Free™

  • Maintain a $5,000 minimum balance, or
  • Maintain an average collected balance of $10,000, or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or
  • $20,000 in outstanding personal loan or HELOC balances

Campus Checking:

No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25.

How to Keep It Fee Free™

Typically free for enrolled college or graduate students under the age of 25

Senior Checking:

For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs.

How to Keep It Fee Free™

  • Maintain a $600 minimum or $1,200 average balance, or
  • Make a monthly direct deposit of $250 or more*

Contact a First Bank Specialist Today

Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving.


*Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

———

Sources:

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

Trending Topics

Savings Account – South Carolina

If you live in South Carolina and are looking for a savings account, your local First Bank can help. We offer savings accounts to meet a variety of needs, and we are dedicated to helping you find the best way to save....

What Are Commercial Loan Interest Rates?

Starting and running your own business takes hard work, time, and money. If you are an entrepreneur or a business leader in need of financial help, you are probably wondering about current commercial loan interest rates....

Wondering Where to Get Mobile Merchant Services?

Wondering where to get mobile merchant services for your business? First Bank can help you with all of your business needs, including in-store and mobile merchant services such as payment processing, reporting, and check...

Small Business Line of Credit

Obtaining a line of credit for your small business can help your entrepreneurial spirit take the company to the next level. This line of credit can be a more affordable option than a business loan because you only pay...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

4 Questions to Ask When Searching for the Best Savings Account in Florence, SC

If you’re looking for the best savings account in Florence, SC—look no further than your local First Bank. Florence South Carolina, dubbed an All American City by the National Civic League is home to two great locations to...

Starting Small Business Loans For Women – South Carolina

If you are a women looking to open a business in South Carolina, First Bank can help you with your financial needs. We provide small business loans for women entrepreneurs looking to contribute to South Carolina’s growing...

10-Step Program for First-Time Homebuyers

If you’re searching for a first-time homebuyer program, it’s important to find a process that is simple and clear. Purchasing a home for the first time is a significant event, so it’s also a process that requires you to be...

Hassle Free Checking Account Near Me

At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements....

Small Business Startup Loans – South Carolina

Building a successful business takes passion, hard work, and dedication, but you shouldn’t have to do it all on your own. With First Bank’s small business startup loans, you can get the funds you need to build and grow a...