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I Cent my daughter money for textbooks.
Smiling woman
Book stack

Cent Quick Money Transfer Tool

The faster, simpler way for personal banking customers to send and
receive money is here.
I Cent $20 for Emily's birthday lunch.
Smiling woman
I Cent money for the community bike‑a‑thon.
Smiling man
Send money to anyone, anywhere.
No fees. No hassles. No complications. Just Cent.
It’s easy to sign up.
How do I use it?
Just follow three simple steps:
  1. Download the First Bank mobile banking app.
  2. Enroll your First Bank debit card.
  3. Send or receive funds from anyone.
No need to dine then dash to the ATM.

With a few quick clicks in the First Bank mobile banking app or online banking, send funds to anyone (even non‑First Bank customers) anywhere at any time.

Unclaimed funds are automatically returned to you, usually within 10 days.

Deposit Made Deposit Received Smartphone with Cent App
Enjoy same‑day deposits with your debit card.

When sending funds, your recipients only need to provide a name, debit card number and expiration date to access the money right away. ACH transactions are often processed within a day or two.

Laptop showing privacy on screen.
Transactions are kept private.

Don't worry about people browsing your transaction history, it's for your eyes only. Plus, you can easily track deposits and transfers through your secure First Bank mobile banking app or online banking.

Fill in the blank! #centwith #tellus #localfirstbank
That was easy. I #centwith .
Woman holding smartphone
I Cent $10 for the office lottery pool.
Smiling woman
Lottery balls
Ready to get started?
Cent. Quick Money Transfer Tool
Cent is available to retail clients for personal payments. To use the service the sender must have a debit card associated with the First Bank account that the funds will be sent from. Recipient of the funds must have a bank account in the United States. Cent is part of First Bank’s mobile banking app and online banking and is free for First Bank’s personal banking clients to use, but your mobile carrier’s message and data rates may apply. Transaction limits apply, please refer to Terms and Conditions for full details.