Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Life Insurance

Peace of mind for today and for your future.

Protection for what’s most important to you.

We offer a range of life insurance types to help you create a financial plan that works for your family in the near- and long-term. Ask us about creating a plan that will cover your family’s unique needs when life takes an unexpected turn.
Perfect for:
  • Maintaining a spouse’s or children’s lifestyles
  • Paying for the education of children
  • Ensuring the continuation of a business

Coverage Options

Term Life Insurance

  • Offers fixed premiums over a set period of time, like 10 or 20 years
  • Applies to a policyholder’s healthcare and funeral costs, debt, mortgage, etc.
  • Can provide lower premiums than a Universal Life Insurance plan

Whole Life Insurance

  • Maintains coverage for the insured, as long as premiums are paid
  • Offers fixed premiums
  • Includes cash value benefits that can earn interest or serve as equity

Universal Life Insurance

  • Offers permanent insurance with options to change premiums and death benefits
  • Accumulates cash value, which earns interest
  • Allows policyholders to borrow against the accumulated cash value without tax implications

Variable Life Insurance

  • Similar to Universal Life Insurance
  • Offers more flexibility to choose investment risks to maximize cash value benefit
  • Comprised of various investment funds, such as stocks, bonds, equities, money market, etc.

First Bank Insurance Services was really helpful in advising me on term life insurance. Now I have the peace of mind that my family and business will be taken care of.

Craig Baggett, owner of Kees Appliance Center
Ready to get started?
Our Approach
It’s Personal
First Bank Insurance Services partners with you personally to protect the things you hold most dear. Our experts take the time to understand your insurance needs and find options that work with your finances. As a Trusted Choice agency, we bring you all the options of a larger agency, without losing our personal attention and neighborhood spirit.
Get a free quote from a First Bank Insurance Services specialist today
Work with a local insurance specialist

Insurance products are underwritten by non-affiliated insurance companies. Insurance products offered are:

Trending Topics

Best Savings Account for Kids – Wilmington NC

If you live in Wilmington, NC, and you are looking for the best savings account for your kids, visit your local First Bank. We offer a savings account for kids that comes with all sorts of awesome features like free online...

Loan for a Brewery – Asheville NC

Need a Loan for your Brewery in Asheville? Breweries have become a booming business across the state in recent years, particularly in Asheville. Between 2006 and 2013, the number of breweries in North Carolina skyrocketed...

Loan for New Roof – Aberdeen, NC

North Carolina experiences all kinds of weather throughout the year. What you may not know is that a lot of extreme North Carolina weather happens in and around the 6.2 square miles that make up the city of Aberdeen....

Current 30 Year Mortgage Rates – South Carolina

If you’re looking for current mortgage rates in SC, it’s a great time to buy! In a recent survey conducted by GoBankingRates, the state ranked 27th in the nation for the lowest average home mortgage. The study combined...

Best Bank for Checking Account – Jacksonville, NC

If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd. Behind the diversity, convenience and flexibility of...

New Business Loan in Jacksonville, NC

First Bank helps businesses get off the ground in Jacksonville, NC with our new business loans and various sets of helping hands. Our new business loans can provide a lump sum of cash for your business to finance...

Hassle Free Checking Account Near Me

At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements....

What is Required to Open a Business Checking Account?

It’s standard for a business to have a business checking account. After all, a business needs to handle cash and pay bills. If you’re just starting a business, or even if you’re moving your business bank account to a new...

Credit Cards for Small Business – South Carolina

First Bank is rooted in our dedication to small businesses and offering credit cards for your business is one way we can help. With six locations in South Carolina, First Bank is there to back all of your small business...

Long-Term Installment Loans

First Bank offers long-term installment loans and other types of lending that help small businesses cover expenses. The government-backed Small Business Association (SBA) helps business owners acquire long-term loans to...