Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Life Insurance

Peace of mind for today and for your future.

Protection for what’s most important to you.

We offer a range of life insurance types to help you create a financial plan that works for your family in the near- and long-term. Ask us about creating a plan that will cover your family’s unique needs when life takes an unexpected turn.
Perfect for:
  • Maintaining a spouse’s or children’s lifestyles
  • Paying for the education of children
  • Ensuring the continuation of a business

Coverage Options

Term Life Insurance

  • Offers fixed premiums over a set period of time, like 10 or 20 years
  • Applies to a policyholder’s healthcare and funeral costs, debt, mortgage, etc.
  • Can provide lower premiums than a Universal Life Insurance plan

Whole Life Insurance

  • Maintains coverage for the insured, as long as premiums are paid
  • Offers fixed premiums
  • Includes cash value benefits that can earn interest or serve as equity

Universal Life Insurance

  • Offers permanent insurance with options to change premiums and death benefits
  • Accumulates cash value, which earns interest
  • Allows policyholders to borrow against the accumulated cash value without tax implications

Variable Life Insurance

  • Similar to Universal Life Insurance
  • Offers more flexibility to choose investment risks to maximize cash value benefit
  • Comprised of various investment funds, such as stocks, bonds, equities, money market, etc.

First Bank Insurance Services was really helpful in advising me on term life insurance. Now I have the peace of mind that my family and business will be taken care of.

Craig Baggett, owner of Kees Appliance Center
Ready to get started?
Our Approach
It’s Personal
First Bank Insurance Services partners with you personally to protect the things you hold most dear. Our experts take the time to understand your insurance needs and find options that work with your finances. Come learn how powerful an independent community bank can be—capable of delivering everything big banks can, without losing our neighborhood spirit.
Get a free quote from a First Bank Insurance Services specialist today
Work with a local insurance specialist

Insurance products are underwritten by non-affiliated insurance companies. Insurance products offered are:

Trending Topics

FHA Loans 101: 3 Major Requirements

If you have a strong understanding of the FHA loan requirements, you’ll experience a quicker and smoother loan application process. FHA loans provide homebuyers of all income levels the opportunity…

Small Business Line of Credit

Obtaining a line of credit for your small business can help your entrepreneurial spirit take the company to the next level. This line of credit can be a more affordable…

Four Different Types of Services | Banking

A bank’s job is to provide customers with financial services that help people better manage their lives. As technology advances and competition increases, banks are offering different types of services to…

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have…

Essential Homeowner’s Insurance

Life has the ability to catch us off-guard with unanticipated and costly expenses, such as house damage from a fallen tree or basement pipes bursting during the winter season. That’s…

What Are 20-Year Mortgage Rates?

There are various factors to consider when purchasing a home, including how to finance it. Some consumers may opt for a mortgage with a shorter term while others find it beneficial…

Read These Articles on Personal Financing

Knowing your finances is the first step to properly managing them and ensuring you are in good financial standing. But how do you get started? Reading personal financing articles can…

Workers’ Compensation Insurance 101

If you’re starting a business and are unsure of the purpose of workers’ compensation insurance or how to acquire it, then you’ve come to the right place. This kind of…

Enjoy Hassle-Free Online Payment Processing

Businesses need a fast and dependable way to manage client payments, whether online, at the point-of-sale, with an integrated solution, or on wireless or mobile devices. First Bank provides online…

Ways to Influence a Personal Loan Interest Rate

It’s not uncommon for a person to need a personal loan. This money is often acquired to apply it to a home improvement project or to have cash for an immediate…