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…bank loans come equipped with highly competitive rates, flexible terms and two convenient options: Personal Line of Credit Gain instant borrowing access with First Bank’s own personal credit line. Simply…

…security around your personal information. Use a credit card when making online purchases: Credit cards aren’t directly linked to your checking account like debit cards. When a criminal commits fraud…

…lower your credit score and harm your vendor relationships. In addition, late fees can add up quickly. Don’t Take Clients on Credit Without Checking Their Backgrounds Before offering credit to…

…In addition to the federal tax credit, North Carolina also currently offers residents an additional 35% tax credit. At the time of this writing, that credit is set to expire…

…a lender’s terms—the higher your credit score, the kinder the terms, and vice versa. If your credit score is low (all three of the credit bureaus off your score for…

…business loan, credit line, commercial mortgage, construction loan or business credit card, First Bank* can provide the foundation you need to become your own success story. Sign up for a…

…planning to open, how will it operate and how will it be successful? Credit Reports. Your personal credit history and business credit history, if applicable, will be analyzed. Income Tax…

…credit (HELOC)—Home equity lines of credit can be great for ongoing renovation projects. Instead of receiving one lump-sum, a HELOC allows you to borrow funds on a revolving basis. Credit…

…First Bank The ability to accept and process credit and debit card transactions is essential to doing business in today’s market. With an estimated 176 million credit card users in…

…rate while safer businesses will usually attract lower rates. Credit history — A poor credit history on behalf of the borrower might lead to higher interest rates while a strong…