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Everywhere Premium

Because premium benefits bring better peace of mind.
Man with glasses smiling at camera with coffee in hand.

Everything you’d expect from a premium account.

Our best‑in‑class Everywhere Premium Checking helps you make the most of your money. It offers free checks, ATM withdrawals and digital banking, and great interest rates on your balances.

Perfect for you if:
  • You travel or use many different ATMs.
  • You keep large balances in checking.
  • You frequently need official checks.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • No First Bank transaction fees on out-of-network ATM withdrawals
  • Free member checks or 50% discount on alternate check designs
  • 4 free official checks per statement cycle
  • Interest at a minimal balance requirement

Account Fees

You can easily avoid the $20 monthly maintenance fee by meeting one of the following requirements2:

  • Maintain a $5,000 minimum balanceor
  • Maintain an average collected balance of $10,000or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account)or
  • $20,000 in outstanding personal loan or HELOC balances3
Track your cashflow with MyMoney.
Manage your budget, track your spending, and modify your payback plans for debts.
Get Organized
Mobile check deposit: your teller is your phone.
You do everything on your smartphone—so bank there, too. Snap a picture, deposit a check. Simple as that.
See How
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.
  3. Eligible personal loans do not include residential mortgage loans.

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