Skip to main content
Something special is on the way! LocalFirstBank.com is getting a whole new look on May 1, with great features that make everything easier to find. We can’t wait to show you what we’ve been working on.

Standard HELOC

Your home can be your ticket to a fuller life.

Access the available equity in your home today.

One of the benefits of home ownership is the ability to take out a loan using your accrued home equity as collateral. You’re basically loaning yourself money. A First Bank HELOC offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills or other needs.

  • Low interest rate
  • Secured by the equity in your primary or secondary residence
  • Interest may be up to 100% tax deductible (consult your tax advisor for details on the deductibility of interest)
  • Credit lines from $15,000
  • Access with checks, which are specially designed and free of charge