Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

5 Tips for Safely Managing Your Finances Online


Creating an online account with your bank can make your life a lot easier. You can track your finances from wherever you are, instantly access balance information, transfer funds, and pay bills, all with a few simple clicks.

Plus, online banking allows you to be a bit greener and save room in your file folders with paperless monthly banking statements.

But as with most online interactions, it is not completely without risk. To mitigate, here are a few simple tips to help you safely manage your finances online.

Choose a Good Username and Password

Create a username that you’re not likely to forget but someone might have a hard time guessing. Avoid using your first or last name only.

For your password, the key is complexity. Use a combination of letters and numbers, but make sure it’s meaningful to you so you don’t forget it. Avoid passwords like 1234, password, or ABCD.

Check Your Browser Setting

Make sure you are on the secure version of your banking site, often marked by “https” in the link window (versus the more common “http”). The “s” indicates a secure connection has been established.

Check Your Account Every Day

By keeping account balances front of mind, you can not only prevent instances of overdrafts, but also make sure all the online activity in your accounts is approved.

If you still maintain a personal ledger via software or a checkbook, compare it to the one online. This allows you to closely monitor any unauthorized transactions.

Always Completely Log Off From Your Online Banking Session

Make sure you have logged off beyond just closing the online banking session window. You want to be completely signed out so that anyone who might use the computer after you won’t be able to access or manipulate the information you’ve left behind.

You can also clear the browser’s history before closing the window. Depending on your settings, this will completely wipe out the pages browsed, the cache, and any cookies that sites might have placed in your computer while you were using it.

Be Sure Your Firewall, Spyware and Virus Checkers Are All Up to Date

Every measure you can take to reinforce your computer against intruders of any kind will only help make your online banking experience a more secure one.

Trending Topics

Personal Loan Rates in South Carolina

If you live in South Carolina and are looking for competitive personal loan rates,* visit a local First Bank for highly competitive rates and flexible terms. We’re dedicated to serving our customers and...

Read These Articles on Personal Financing

Knowing your finances is the first step to properly managing them and to ensuring you are in good financial standing. But how do you get started? Reading personal financing articles can be a huge help when it comes to...

Mortgage Basics 101

Understanding mortgages can be difficult, which is why we’ve put together some information to guide you through the mortgage basics. You don’t need an advanced degree in economics to understand the...

Looking for Banks With Mobile Deposit in Salisbury, NC?

No need to worry about making it to the bank before the doors close to deposit a check. If you have a bank with easy mobile deposit services such as First Bank in Salisbury, North Carolina, you can make the deposit...

Best Small Business Bank in Asheville, NC

Between managing a payroll, paying utility bills, budgeting overhead costs, and balancing your revenue and expenses, running a small business brings big financial responsibilities. First Bank¹ can help small...

Where to Get Small Business Loan Rates

So you’ve decided to start a small business, and you have everything sorted out. Business plan…check, location, check. Small business loan rate quotes….not checked. Okay, so you have almost everything...

Where Can I Get a Personal Loan? – Think First Bank of Asheboro, NC

If you’re looking to get a personal loan in Asheboro, North Carolina, be sure to visit First Bank. Whether you’re looking to finance a wedding or put a down payment on a house, First Bank has a variety of...

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

Save Money with This Refinance Calculator for Home Mortgages

When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant savings. Curious to...

Online Money Hacks – First Bank

If you are active on social media, you’ve probably tried a “life hack” at some point. Life hacks are little things you can do to make your life easier. For example, tying a small piece of bright...