Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Standard HELOC

Your home can help you build your dreams.
Find A Branch

Access your home’s equity — and the ticket to a fuller life.

One of the benefits of home ownership is the ability to take out a loan using your home equity — the value of your home — as collateral. A First Bank Home Equity Line of Credit (HELOC) offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills or other needs.

Perfect for you if:
  • You own a home.
  • You want a low-rate line of credit.
  • You need money for big projects or bills.

HELOC Features

  • Low interest rate
  • Secured by the equity in your primary or secondary residence
  • Interest may be up to 100% tax deductible (consult your tax advisor for details on the deductibility of interest)
  • Credit lines from $15,000
  • Access with checks, which are specially designed and free of charge
Ready to get started?
Build
Your Dreams
Maybe you want an updated kitchen, or maybe it’s time to send your child to college. Whatever your next big project or goal, a HELOC from First Bank can help you achieve it by taking advantage of the equity you’ve already built in your home to finance big dreams.
Set up a free discussion with a local expert
Tell us your name
How can we contact you?
What are your interests?
Apply at your local branch today

You may be interested in…

First Bank Spotted in Times Square
Are You a Financial Wellness Wiz?
The Startling Cost of College
Why Having the Latest is the Greatest:…
Loans subject to credit approval

Trending Topics

Your Community Bank – Albemarle, NC

When choosing a community bank to address all of your banking needs, it’s important to consider a bank that’s small enough to know you like a neighbor but large enough…

Remodeling Loan – Albemarle, NC

As the housing market begins to recover, so does the remodeling landscape. In fact, remodeling sales jumped 10% in 2013 and nearly half of remodelers surveyed expected similar growth in…

Best Personal Loans – Florence, SC

What makes for the best personal loan in Florence, SC? Interest rates and other terms aside, it all boils down to which personal loan is best for you. In Florence,…

Rental Property Mortgage Rates – Florence, SC

Owning a rental property is a popular way to build some equity, qualify for tax benefits and earn some easy cash. In Florence, SC, competitive rental property mortgage rates can…

Checking Account Comparison – South Carolina

With over 75 banks located in the state of South Carolina, checking account comparison can be overwhelming. If you live in South Carolina and are looking at opening a checking account,…

Find the Best Small Business Loan Rates Near Me at First Bank

Searching for some of the best rates and the most flexible terms for your small business doesn’t have to take forever. At First Bank, we believe you should spend more…

High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Thinking about saving for the future? Now is a great time to start. First Bank in Jacksonville, North Carolina has high interest savings account options for everyone, and we offer…

Checking Account Offers – High Point NC

High Point, North Carolina is home to over 100,000 people and is considered the “Home Furnishings Capital of the World.” In addition to High Point’s rich history of furniture manufacturing,…

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it's for a planned or unexpected expense, a personal loan can help you…

Personal Loan Rates – Salisbury NC

If you are looking for some of the best personal loan rates in Salisbury, NC, come to First Bank for small bank service with big bank options. Salisbury, North Carolina…