Access your home’s equity — and the ticket to a fuller life.
One of the benefits of home ownership is the ability to take out a loan using your home equity — the value of your home — as collateral. A First Bank Home Equity Line of Credit (HELOC) offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills or other needs.
- You own a home.
- You want a low-rate line of credit.
- You need money for big projects or bills.
- Low interest rate
- Secured by the equity in your primary or secondary residence
- Credit lines from $15,000
- Access with checks, which are specially designed and free of charge
- $400 flat fee and in-housing closing for qualified borrowers on loans less than $350,000.*