Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Access your home’s equity — and the ticket to a fuller life.

One of the benefits of home ownership is the ability to take out a loan using your home equity — the value of your home — as collateral. A First Bank Home Equity Line of Credit (HELOC) offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills or other needs.

Perfect for you if:
  • You own a home.
  • You want a low-rate line of credit.
  • You need money for big projects or bills.

HELOC Features

  • Low interest rate
  • Secured by the equity in your primary or secondary residence
  • Interest may be up to 100% tax deductible (consult your tax advisor for details on the deductibility of interest)
  • Credit lines from $15,000
  • Access with checks, which are specially designed and free of charge
Ready to get started?
Build
Your Dreams
Maybe you want an updated kitchen, or maybe it’s time to send your child to college. Whatever your next big project or goal, a HELOC from First Bank can help you achieve it by taking advantage of the equity you’ve already built in your home to finance big dreams.
Set up a free discussion with a local expert
Apply at your local branch today
Loans subject to credit approval

Trending Topics

Mortgage Q&A: What Are Current FHA Rates?

What are FHA mortgage rates? They’re the rates associated with an FHA mortgage. FHA mortgage rates will vary based on a number of factors. There’re fixed rates and adjustable rates,…

Highest Yield Savings Account – Asheboro, NC

For customers who do not need immediate access to their funds, a Certificate of Deposit, or CD, is one of the highest yield savings accounts offered at First Bank in…

Where to Get Physician Mortgage Loans

If you’re a business minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage…

Banks That Offer Personal Loans – North Carolina

Have you been looking for a bank that offers personal loans in North Carolina? Are you tired of sifting through endless search results only to be disappointed by your options?…

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business…

Get a Hassle-Free Checking Account with First Bank

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees…

High-Interest Savings Accounts in South Carolina

Why should I settle for a regular savings account when I can take advantage of a high-interest savings account? If I’m going to store my money away, I may as…

Compare Savings Accounts – Pinehurst, NC

To find just the right savings account, you must ask yourself what you need. First Bank makes it easy to compare savings accounts in Pinehurst, North Carolina, and has a…

Realize Your Dream with a Competitive New Business Loan – Asheville, NC

First Bank is the lender of choice for many borrowers in Asheville, North Carolina. A new business loan can allow you to pay for startup costs such as equipment, supplies, vehicles…

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage…