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Mobile Check Deposit

Deposit a check anywhere. Safely and securely.

First Bank’s mobile banking app makes depositing a check as easy as snapping a picture on your phone.

  • Deposit up to $4,000 worth of checks ($10,000 for business accounts) before 6 pm on a regular business day and see funds available the next day if approved
  • Deposit checks from your smartphone or tablet device
  • Get email notifications that deposit was received
  • Depositing a check on your phone or tablet is just as secure as handing it to your local teller

Ready to deposit a check?

Step 1

Download the mobile application from the Apple or Android app stores, or use our text to download tool.

Text to download our digital banking app

Step 2

Once you’ve logged into the app, you’ll need to opt into mobile check deposit. Click on the Menu button in the upper left corner, click Mobile Deposit, and then select Mobile Deposit Enrollment. Accept the Terms and Conditions and restart your app.

phone with first bank mobile check deposit app

Step 3

After restarting the app, click on the Deposit check option under Mobile Deposit. At the next screen, select the account to which you’d like the funds deposited, enter the check number and the dollar amount. Then click Capture Image.

phone with first bank mobile check deposit app

Step 4

Once you’re back in the app and your phone camera is activated, you will need to take a photo of the front and back of the check you’d like to deposit. Be sure the check has been endorsed by all payees and designate the item as “For Mobile Deposit Only.” Your screen will show you which side to capture, and the helpful brackets provide size guidelines.

phone with first bank mobile check deposit app

Step 5

After you have taken photos of the front and back of the check, you will be asked to confirm the images. If everything looks good, click on Submit Deposit to finish the transaction. If you have made this mobile deposit before 6 pm on a regular business day, you will see the funds in your First Bank account the next day.

phone with first bank mobile check deposit app

Limits on mobile deposits

In order to ensure the security of our bank and its customers, we set certain limits on the amounts and frequency of deposits via mobile devices. Here are our current limits for Personal accounts and Business accounts.

Personal Account

  • Per Item Limit – $2,000
  • Daily Limit – $4,000
  • Monthly Limit* – $4,000

Business Account

  • Per Item Limit – $2,500
  • Daily Limit – $10,000
  • Monthly Limit* – $10,000

*Limits are per any 25 consecutive business days. If you have both personal and business accounts, the business limits are used for each cycle. These limits are for illustrative purposes only. Your actual limit may vary based on your account type, transaction history, overall banking relationship, and other factors determined by First Bank. Your actual deposit limit may be less than the limits shown here.
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