Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

When your business needs funds to grow, First Bank has the answer.

With flexible terms and competitive rates, we offer the financing you need to be successful in today’s competitive business world.

Perfect for you if:
  • You run an expanding business.
  • You want to finance a big investment.
  • Your business is changing its financial structure.

Business credit cards with rewards

First Bank’s Business World Credit Card With Rewards offers lower rates, no annual fee, rewards benefits and is a great expense management tool for your business.

Get the Card

Lines of credit

Designed to meet the unique needs of businesses like yours, our lines of credit gives you the flexibility to access cash for any business purpose quickly and conveniently. Take advantage of business opportunities as they arise as you can repay and reuse your credit line as needed, and streamline expense tracking by keeping your business and personal expenses separate. To learn more or to begin the application process, complete the form below.


Business loans

Infuse your business with an immediate lump-sum of cash for long-term financing. Put funds to work quickly and easily, so you can expand your business, finance new equipment and vehicles, or refinance debt.

Sign up for a free business consultation by filling in the form below, or visiting a local branch.

SBA loans

A government-sponsored loan from the Small Business Administration (SBA) can help you grow your small business when traditional bank financing may not be an option. We have SBA associates who are familiar with niche industries, and they can help you explore the flexible terms and competitive rates of an SBA loan.

Explore Today

Commercial mortgages

First Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products. Our dedicated staff of commercial real-estate specialists offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.

To learn more or to begin the application process, complete the form below.

Ready Reserve

A convenient safeguard that’s easy to use and easy to appreciate.

In the event that your checking account does not have sufficient funds to cover a check, First Bank will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly NSF or Overdraft fees.

Eliminate the worry and hassle of an overdraft – stop by your local branch to learn more.

At First Bank, I’ve found a team who is equipped to service my personal, business and nonprofit banking needs. Having all my accounts in one place, and working with folks who live in the same town, adds up to the best banking experience I’ve ever had.

Keith Moneymaker, President & Founder of Dreams 4 All Foundation, and Sweet Dreams Mattresses
Ready to get started?
How we work
Together
At First Bank, you’ll enjoy one-on-one attention and comprehensive support from our entire team of business experts. You aren’t just another number in a database — you’re a partner. You’ll also learn firsthand how powerful an independent bank can be — capable of delivering everything big banks can, without being a big bank.
Let’s have a conversation
*Loans are subject to credit approval.

Trending Topics

Small Business Loans – Albemarle, NC

If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower…

Best Small Business Bank – Florence, SC

Florence, South Carolina boasts one of the best business climates in the southeast. The city of Florence is bustling with shops, restaurants, festivals, farmers markets, and much more. If you’re…

Best Savings Account For Kids

Finding the best savings account for kids doesn’t have to be complicated. Savings accounts can foster good saving and spending habits, and your child will probably enjoy watching his or…

Best Business Checking Account – Lillington, NC

If you are a business owner, you know how important proper finance management is to running a successful business. Separating your business bank account from your personal bank account can…

Small Business Loans Made Easy – First Bank of North Carolina

North Carolina is a smart choice for any entrepreneur looking to start a business. The state encourages its residents and visitors to shop local. Organizations like Shop Local Raleigh and…

Installment Loans in South Carolina

  If you're looking for personal loan options in South Carolina, visit your local First Bank today. We offer customized loans built to meet your specific, financial needs. From credit cards…

Best Personal Loans in Albemarle, NC

Are you in the market for an engagement ring and looking for a place to get the best personal loan? If so, you may need to take out a personal loan…

Construction Loans NC

The thought of building a new home can be daunting. All that planning. All that work. And all that money. At First Bank, we can’t design a floor plan or…

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it's for a planned or unexpected expense, a personal loan can help you…

Small Business Loans in Wilmington, NC

Starting a business from the ground up can be difficult, but rewarding. Whether you are looking to build a new building for your business or move into an existing space,…