Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

When your business needs funds to grow, First Bank has the answer.

With flexible terms and competitive rates, we offer the financing you need to be successful in today’s competitive business world.

Perfect for you if:
  • You run an expanding business.
  • You want to finance a big investment.
  • Your business is changing its financial structure.

Business credit cards with rewards

First Bank’s Mastercard Business Card with Rewards offers lower rates, no annual fee, rewards benefits and is a great expense management tool for your business.

Get the Card

Lines of credit

Designed to meet the unique needs of businesses like yours, our lines of credit gives you the flexibility to access cash for any business purpose quickly and conveniently. Take advantage of business opportunities as they arise as you can repay and reuse your credit line as needed, and streamline expense tracking by keeping your business and personal expenses separate. To learn more or to begin the application process, complete the form below.


Business loans

Infuse your business with an immediate lump-sum of cash for long-term financing. Put funds to work quickly and easily, so you can expand your business, finance new equipment and vehicles, or refinance debt.

Sign up for a free business consultation by filling in the form below, or visiting a local branch.

SBA loans

A government-sponsored loan from the Small Business Administration (SBA) can help you grow your small business when traditional bank financing may not be an option. We have SBA associates who are familiar with niche industries, and they can help you explore the flexible terms and competitive rates of an SBA loan.

Explore Today

Commercial mortgages

First Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products. Our dedicated staff of commercial real-estate specialists offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.

To learn more or to begin the application process, complete the form below.

Calculate Your Loan

Ready Reserve

A convenient safeguard that’s easy to use and easy to appreciate.

In the event that your checking account does not have sufficient funds to cover a check, First Bank will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly NSF or Overdraft fees.

Eliminate the worry and hassle of an overdraft – stop by your local branch to learn more.

At First Bank, I’ve found a team who is equipped to service my personal, business and nonprofit banking needs. Having all my accounts in one place, and working with folks who live in the same town, adds up to the best banking experience I’ve ever had.

Keith Moneymaker, President & Founder of Dreams 4 All Foundation, and Sweet Dreams Mattresses
Ready to get started?
How we work
Together
At First Bank, you’ll enjoy one-on-one attention and comprehensive support from our entire team of business experts. You aren’t just another number in a database — you’re a partner. You’ll also learn firsthand how powerful an independent bank can be — capable of delivering everything big banks can, without being a big bank.
Let’s have a conversation
*Loans are subject to credit approval.

Trending Topics

How Much Money Should I Have Saved by the Time I am 30?

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved. However, because everyone’s...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans for the entrepreneur just getting started....

College Savings Account in Wilmington, NC

Whether you’re a parent looking to put away money for your child’s university tuition or a high school student trying to save some spending money for college, a savings account with First Bank in Wilmington, NC, can help...

Best Personal Loans – Florence, SC

What makes for the best personal loan in Florence, SC? Interest rates and other terms aside, it all boils down to which personal loan is best for you. In Florence, SC, First Bank offers a number of different ways to...

Starting Small Business Loans For Women – South Carolina

If you are a women looking to open a business in South Carolina, First Bank can help you with your financial needs. We provide small business loans for women entrepreneurs looking to contribute to South Carolina’s growing...

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Banks in High Point, NC

If you’re running a comparison between banks in High Point, NC, you can use First Bank as the standard. We’ve set the bar high and are proud to be the place that other banks in High Point, NC, strive to be. Our Bank’s High...

11 Easy Tips for Saving Money

Saving money is important if you want to be prepared for future financial surprises or hardships and establish peace of mind. But sometimes, finding extra funds to set aside is a challenge. These simple money saving tips...