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Best Small Business Bank in Wilmington, NC

Running A Business 2 min read

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If you’re looking for the best small business bank in Wilmington, NC, look to your local First Bank. Our business banking services are designed to meet the needs of businesses of all sizes by further increasing our small business loan offerings, and we’ve been dedicated to helping small business owners since we opened our doors in 1935.

Small Business Banking from First Bank of North Carolina

You have many banking options available to you throughout all of North Carolina. In Wilmington, NC, there are five First Bank locations. Here’s what helps make us one of the best small business banks in Wilmington and across the nation:

Visit First Bank Today

Visit your nearest First Bank to experience one of the best small business banks you’ll find in Wilmington, North Carolina, and beyond.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

**Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value.

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What is Required to Open a Business Checking Account? It’s standard for a business to have a business checking account. After all, a business needs to handle cash and pay bills. If you’re just starting a business, or even if you’re moving your business bank account to a new institution, you’ll need to show several pieces of documentation. So what is required to open a business checking account? The answer to that question is pretty similar from one bank to another. What You Will Need to Open a Business Checking Account Identifying Documents Confirmation of identity is required to open a business checking account. Bring along a government issued picture ID (e.g. driver’s license, passport) to corroborate your identity with your business’ registered information. Business Licenses Whether you are an LLC or an individual proprietor, bank officials will typically need to see your current business license. Legal Incorporation Documents According to Business News Daily, it is essential to bring along state-filed articles of incorporation in order to open a business checking account. If a business has numerous owners or operates on a board-advisory basis, the bank will require documentation granting the account opener the right to access funds and transactions. DBA Name Registration If you are DBA, doing business as a fictitious name, the law requires you to register that name with the state. Photocopy and keep this registration for your records, as you will need it to get started with business banking. Tax Identification Number Your business’ employment identification number, also known as the tax identification number, is a key tool for tax management and paying employees. Make sure to bring this to your business banking appointment. If you are a sole proprietor, you can use your own social security number for business tax purposes. These are the documents typically required to open a business checking account, though requirements may vary by state. However, by contacting your bank, you can easily determine what you need to have on hand to open your company’s checking account. Open Your Business Banking Account at First Bank When you choose to open a business checking account at First Bank*, you’ll be rewarded with a number of features and perks, including: Free online and mobile banking** Comprehensive bill pay capabilities An option to 3 min read
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