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Credit Card Processing

Streamline your payment processing operations.

Expand payment options and increase revenue.

We provide you with convenient, safe, and affordable credit card processing services. Improve efficiencies and boost your bottom line with any of our payment processing solutions that enable your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options—all at competitive rates.
Perfect for you if:
  • You want to accept all types of payment.
  • You need an all‑in‑one system to run and manage your business.
  • You are interested in expanding your customer base.
  • You want to reduce payment risk.
  • You have plans to grow and need a system that can scale with you.

Terminals

Countertop payment terminals are equipped with the latest EMV chip card technology and PIN-pad compatibility. Automatically schedule your terminal to batch out each evening, and receive funding quickly, with next-day funding available for most businesses.

Benefits

  • Accept all major credit and debit cards
  • Quickly generate receipts with built‑in quick printer
  • Reduce risk of fraud

Virtual Terminals

Ideal for B2B organizations accepting mail and telephone orders or those that require recurring billing capabilities, virtual terminals can process credit and debit cards on any device with an internet connection and qualify for the lowest possible rates on card-not-present transactions.

Benefits

  • Built‑in Intelligent Qualification System and secure customer vault
  • Designed to be easy to use and save you money
  • Can process recurring transactions and automatic settlements

Point of Sale (POS)

For integrated business tools and an intuitive end‑user experience, we offer the Clover® POS solution. This system’s integrated apps and add‑ons allow it to scale with your business for ultimate flexibility.

Benefits

  • Flexible and scalable solutions that can grow with your business
  • App‑based so you can manage your business from anywhere
  • Convenient dashboard for reviewing transaction history, updating inventory, etc.

Mobile Processing

Accept credit and debit card payments wherever your business takes you. With our user‑friendly mobile solutions, accepting payments is as easy as plugging in the chip reader. Mobile processing is a great solution for food trucks, HVAC services, and other businesses that need to accept payments on the go.

Benefits

  • Compatible with smartphones or tablets
  • Goes with you wherever you need to conduct business
  • User‑friendly and reliable interfaces

E‑Commerce

We can help you implement a secure online shopping cart for your business or integrate with an existing one to allow your customers to pay online so you can collect payments anytime, anywhere.

Benefits

  • Encrypted, tokenized, and easy to use solutions
  • Accepted by all major payment gateways
  • Customizable solutions to fit your business

Our credit card processing tools help you build a strong foundation.

Find the right tools for running your business efficiently.
Real First Bank Stories
Meet Meherewan Irani
Executive Chef & Founder, Chai Pani Restaurant Group

“First Bank gives meaning to the words community, relationship and trust. They’ve been with us every step of the way as advisors, supporters and partners. With their help, we’ve already expanded to six businesses in just a decade.”

More Customer Stories
We specialize in your business.
Whether you’re a startup or big business, First Bank offers solutions perfectly suited to your financial needs. See how we can support your business goals.
Find Out More
Ready to get started?
How we work
Together
At First Bank, you’ll enjoy one-on-one attention and comprehensive support from our entire team of business experts. You aren’t just another number in a database — you’re a partner. You’ll also learn firsthand how powerful an independent bank can be — capable of delivering everything big banks can, without being a big bank.
Let’s have a conversation
Have questions about this service? Contact us today.

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