How Rewards Work

Step 1Enroll your credit or debit card.
It’s easy and free to enroll online at the One Rewards Center. If you have the First Bank Personal or Business Debit, Platinum Rewards Credit or Business World Elite Rewards Mastercard®, just set up your user ID and password and watch your points grow with everyday qualified purchases!
Start EnrollmentStep 2Use your card to earn rewards.
Every time you use your card you’ll earn points for every qualifying dollar you spend. There are five different ways to redeem points for rewards:

Step 3Grow your rewards fast with PointsPooling!
PointsPooling allows you to combine points from all your eligible personal and business credit and debit cards to earn rewards faster and view point totals at a glance. Family, friends and organizations can also join your pool to turbocharge rewards growth. You can even transfer rewards points as a gift in support of an individual or organization.
We can personally assist cardholders with PointsPooling. Just call 866-256-2273, weekdays from 8:30am – 5:00pm (EST).