Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

How It Works

a First Bank customer enrolling their credit or debit card

Step 1Enroll your credit or debit card.

It’s easy and free to enroll online at the One Rewards Center. If you have the First Bank Personal or Business Debit, Platinum Rewards Credit or Business World Credit Mastercard®, just set up your user ID and password and watch your points grow with everyday qualified purchases!

Start Enrollment

Step 2Use your card to earn rewards.

Every time you use your card you’ll earn points for every qualifying dollar you spend. There are five different ways to redeem points for rewards:

Great Ways to Travel Gift Cards Local Rewards Cash Back Merchandise
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Our One Rewards Calculator shows you how easily your daily purchases turn into points and rewards when you use a qualifying First Bank card.
Rewards Calculator

Step 3Grow your rewards fast with PointsPooling!

PointsPooling allows you to combine points from all your eligible personal and business credit and debit cards to earn rewards faster and view point totals at a glance. Family, friends and organizations can also join your pool to turbocharge rewards growth. You can even transfer rewards points as a gift in support of an individual or organization.

We can personally assist cardholders with PointsPooling. Just call 866-256-2273, weekdays from 8:30am – 5:00pm (EST).

200 PointsMom
175 PointsDad
233 PointsGrandma
608 points earned from pooling
Want to see all your rewards in one place?
Check out our Rewards Catalog for the full list of what you can earn, and how.
They’re our most popular cards for a reason.
The One Rewards program applies to these four crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Business World Credit Credit Card.
Business World Credit
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Turn your everyday dollars into points for travel, merchandise and other rewards with our unique debit card.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get more back for your business with 24/7 service and constant rewards, just for using what you’ve earned.
See The Card
Trending Topics
First Bank Credit Card There are many benefits to having First Bank Credit. Is there a purchase right now that you could afford in a few weeks? Maybe you don’t feel comfortable putting down a large… Local Banks Near Me When looking for local banks near you, look no further than your neighborhood First Bank. With locations across North Carolina, South Carolina, and Virginia, you can count on us for all… Hassle-Free Savings Account in Asheville, NC The only thing most people want in a savings account is a safe place to keep their money without being hassled by annoying fees or bothersome requirements. At First Bank… Checking Account Offers in South Carolina If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to… Fee Free™ Checking Accounts – Florence, SC First Bank in Florence, SC, has no-fee checking accounts to help you avoid fees, so you can spend your money on things that matter. Since 1935, First Bank has been… FHA Mortgage Loans – Asheboro NC Since 1935, First Bank has been a bank dedicated to providing for the community. We offer FHA mortgage loans in Asheboro, NC to help home buyers and refinancers obtain a… What Are Mobile Merchant Services? If you own a business, you know how essential technology is to making it run smoothly. You may have even asked the question, “What are mobile merchant services?” Read more… Personal Loans – Lillington, NC If you live in Lillington, NC, and are in need of a personal loan to cover expenses, visit your local First Bank. We offer personal loans with flexible terms and highly… Small Business Loans – Albemarle, NC If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower… Best Small Business Bank – Florence, SC Florence, South Carolina boasts one of the best business climates in the southeast. The city of Florence is bustling with shops, restaurants, festivals, farmers markets, and much more. If you’re…