Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

How Rewards Work

a First Bank customer enrolling their credit or debit card

Step 1Enroll your credit or debit card.

It’s easy and free to enroll online at the One Rewards Center. If you have the First Bank Personal or Business Debit, Platinum Rewards Credit or Business World Elite Rewards Mastercard®, just set up your user ID and password and watch your points grow with everyday qualified purchases!

Start Enrollment

Step 2Use your card to earn rewards.

Every time you use your card you’ll earn points for every qualifying dollar you spend. There are five different ways to redeem points for rewards:

Great Ways to Travel Gift Cards Local Rewards Cash Back Merchandise
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Our One Rewards Calculator shows you how easily your daily purchases turn into points and rewards when you use a qualifying First Bank card.
Rewards Calculator

Step 3Grow your rewards fast with PointsPooling!

PointsPooling allows you to combine points from all your eligible personal and business credit and debit cards to earn rewards faster and view point totals at a glance. Family, friends and organizations can also join your pool to turbocharge rewards growth. You can even transfer rewards points as a gift in support of an individual or organization.

We can personally assist cardholders with PointsPooling. Just call 866-256-2273, weekdays from 8:30am – 5:00pm (EST).

200 PointsMom
175 PointsDad
233 PointsGrandma
608 points earned from pooling
Want to see all your rewards in one place?
Check out our Rewards Catalog for the full list of what you can earn, and how.
They’re our most popular cards for a reason.
The One Rewards program applies to these four crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Business World Credit Credit Card.
Business World Elite Rewards Mastercard
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Turn your everyday dollars into points for travel, merchandise and other rewards with our unique debit card.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get more back for your business with 24/7 service and constant rewards, just for using what you’ve earned.
See The Card

Trending Topics

Loan for New Roof – Aberdeen, NC

North Carolina experiences all kinds of weather throughout the year. What you may not know is that a lot of extreme North Carolina weather happens in and around the 6.2 square miles that make up the city of Aberdeen....

Small Business Loans – Jacksonville NC

Recently, Forbes named Jacksonville, NC #25 in cost of business rankings. The thriving business appeal makes Jacksonville a clear choice for entrepreneurs looking to start or expand a small business. First Bank’s...

Mastercard Bank

First Bank offers Mastercard debit and credit cards for individuals and businesses who want to get the most out of their card. With a Mastercard credit or debit from First Bank, you’ll enjoy all of the benefits Mastercard...

Find the Best Banks in Charlotte, N.C. | First Bank

The best banks in Charlotte, NC, provide you with convenient ATMs and many helpful banking options. Whether you live in or around the Queen City, you always have access to First Bank.* We provide the convenience and...

What is an Unsecured Personal Loan?

If you need help covering unexpected expenses, you may be asking the question, “What is an unsecured personal loan?” An unsecured personal loan is a loan given out without the involvement of any collateral. It is based...

Get a Jump-Start with the Best Savings Account for Kids in Florence, SC

The percentage of children in Florence, SC, under the age of 18 (24.2%) ranks higher than the state average (22.0%) and even the national average (22.6%). Given this abundance of young children in the area, it’s important...

Small Business Loans – Florence, SC

With a rising population and a per capita income higher than the state average, Florence, South Carolina, is a promising place for new businesses. First Bank has two locations in town that offer small business loans for...

Checking Account Comparison First Bank of High Point, NC

High Point, North Carolina, is a bustling city full of history, businesses, recreation and much more. If you live in High Point, NC, you probably want a checking account that fits your lifestyle. Finding a bank dedicated...

Finance 101: Banking Basics

Finance 101: Investing in your financial future is one of the smartest things you can do. But there is more to building healthy finances than simply stashing away extra cash in your piggy bank. In this article, we cover a...

High Interest Checking Accounts – North Carolina

A high interest checking account in North Carolina can offer a safe, steady solution for those who want to grow their money without much risk. At First Bank, we have several branches conveniently located across the state...