Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

How Rewards Work

a First Bank customer enrolling their credit or debit card

Step 1Enroll your credit or debit card.

It’s easy and free to enroll online at the One Rewards Center. If you have the First Bank Personal or Business Debit, Platinum Rewards Credit or Business World Elite Rewards Mastercard®, just set up your user ID and password and watch your points grow with everyday qualified purchases!

Start Enrollment

Step 2Use your card to earn rewards.

Every time you use your card you’ll earn points for every qualifying dollar you spend. There are five different ways to redeem points for rewards:

Great Ways to Travel Gift Cards Local Rewards Cash Back Merchandise
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Our One Rewards Calculator shows you how easily your daily purchases turn into points and rewards when you use a qualifying First Bank card.
Rewards Calculator

Step 3Grow your rewards fast with PointsPooling!

PointsPooling allows you to combine points from all your eligible personal and business credit and debit cards to earn rewards faster and view point totals at a glance. Family, friends and organizations can also join your pool to turbocharge rewards growth. You can even transfer rewards points as a gift in support of an individual or organization.

We can personally assist cardholders with PointsPooling. Just call 866-256-2273, weekdays from 8:30am – 5:00pm (EST).

200 PointsMom
175 PointsDad
233 PointsGrandma
608 points earned from pooling
Want to see all your rewards in one place?
Check out our Rewards Catalog for the full list of what you can earn, and how.
They’re our most popular cards for a reason.
The One Rewards program applies to these four crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Business World Credit Credit Card.
Business World Elite Rewards Mastercard
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Turn your everyday dollars into points for travel, merchandise and other rewards with our unique debit card.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get more back for your business with 24/7 service and constant rewards, just for using what you’ve earned.
See The Card

Trending Topics

New Business Loan in Jacksonville, NC

First Bank helps businesses get off the ground in Jacksonville, NC with our new business loans and various sets of helping hands. Our new business loans can provide a lump sum of cash for your business to finance...

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank debit or credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your First Bank Debit, Platinum or World Business...

Loans in Salisbury, NC

Whether you’re planning a home improvement project or buying a used car, taking out a personal bank loan can be beneficial to help you finance your big purchase. The First Bank Salisbury, North Carolina location is...

Small Business Loans for Women in South Carolina

First Bank in South Carolina is dedicated to helping women entrepreneurs get their businesses up and running. That is why we offer a variety of small business loans with competitive rates. According to the National...

High Interest Checking Accounts – Wilmington, NC

A high-interest checking account keeps your earnings coming long after you’ve put it in the bank. Wilmington, NC, has five First Bank locations with high-interest checking account options. Checking Account Options at First...

Loan for New Roof – Aberdeen, NC

North Carolina experiences all kinds of weather throughout the year. What you may not know is that a lot of extreme North Carolina weather happens in and around the 6.2 square miles that make up the city of Aberdeen....

How Much Money Should I Have Saved by the Time I am 30?

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved. However, because everyone’s...

Lowest Mortgage Rates – Jacksonville, NC

If you are looking for some of the lowest mortgage rates in Jacksonville, NC, your local First Bank can help. Now is a great time to buy a home in Jacksonville, North Carolina. The median sale price for homes in the area...

Checking and Savings Account – Washington, NC

If you’re looking for a checking and savings account in Washington, North Carolina, there is one obvious solution: First Bank on West 15th Street. With friendly service and flexible options—First Bank is Washington, North...

Best Small Business Bank in Asheville, NC

Between managing a payroll, paying utility bills, budgeting overhead costs, and balancing your revenue and expenses, running a small business brings big financial responsibilities. First Bank¹ can help small businesses...