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How It Works

a First Bank customer enrolling their credit or debit card

Step 1Enroll your credit or debit card.

It’s easy and free to enroll online at the One Rewards Center. If you have the First Bank Personal or Business Debit, Platinum Rewards Credit or Business World Credit Mastercard®, just set up your user ID and password and watch your points grow with everyday qualified purchases!

Start Enrollment

Step 2Use your card to earn rewards.

Every time you use your card you’ll earn points for every qualifying dollar you spend. There are five different ways to redeem points for rewards:

Great Ways to Travel Gift Cards Local Rewards Cash Back Merchandise
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Our One Rewards Calculator shows you how easily your daily purchases turn into points and rewards when you use a qualifying First Bank card.
Rewards Calculator

Step 3Grow your rewards fast with PointsPooling!

PointsPooling allows you to combine points from all your eligible personal and business credit and debit cards to earn rewards faster and view point totals at a glance. Family, friends and organizations can also join your pool to turbocharge rewards growth. You can even transfer rewards points as a gift in support of an individual or organization.

We can personally assist cardholders with PointsPooling. Just call 866-256-2273, weekdays from 8:30am – 5:00pm (EST).

200 PointsMom
175 PointsDad
233 PointsGrandma
608 points earned from pooling
Want to see all your rewards in one place?
Check out our Rewards Catalog for the full list of what you can earn, and how.
They’re our most popular cards for a reason.
The One Rewards program applies to these four crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Business World Credit Credit Card.
Business World Credit
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Turn your everyday dollars into points for travel, merchandise and other rewards with our unique debit card.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get more back for your business with 24/7 service and constant rewards, just for using what you’ve earned.
See The Card