Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Jumbo Loans

First Bank designs loans just for high-value properties like yours.

Get a loan that goes the extra mile.

If your property is worth more than most, consider a jumbo, or non-conforming, loan. A jumbo loan is for loan amounts higher than Fannie Mae and Freddie Mac’s maximum conforming limits. It’s designed with people who can handle higher monthly mortgage payments in mind.

Perfect for you if:
  • You’re looking for flexible loan options for high-value properties.
  • You’d like to explore extra features like interest-only payments.
  • You can afford higher interest rates in exchange for unique terms.

Loan Features

  • A non-conforming loan with mortgage amounts above the maximum conforming loan limits, up to $1 million.
  • Availability in a variety of fixed-rate and adjustable-rate loan options.

Loan Benefits

  • Provides the convenience of one loan for the entire loan amount and the choice of a variety of loan options.
  • For those looking for loan amounts up to $2.5 million, we also offer a private banking option, which can offer greater flexibility than our traditional jumbo loan when needed.

Terms

Offering a choice between fixed or adjustable-rates, our jumbo loans offer maximum flexibility for home financing on larger loans.


Apply online today

Applying for a First Bank mortgage is fast, easy and secure. Before you begin, have the following information on hand.

Financial Information
  • Income
  • Your total assets
  • Monthly expenses
Property Information
  • Estimated purchase price and down payment amount (if buying)
  • Estimated property value and loan amount (if refinancing)
Work with a local mortgage specialist

Loans are subject to credit approval.

Trending Topics

High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Thinking about saving for the future? Now is a great time to start. First Bank in Jacksonville, North Carolina has high interest savings account options for everyone, and we offer…

Checking Account Offers – High Point NC

High Point, North Carolina is home to over 100,000 people and is considered the “Home Furnishings Capital of the World.” In addition to High Point’s rich history of furniture manufacturing,…

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it's for a planned or unexpected expense, a personal loan can help you…

Personal Loan Rates – Salisbury NC

If you are looking for some of the best personal loan rates in Salisbury, NC, come to First Bank for small bank service with big bank options. Salisbury, North Carolina…

Small Business Loans in Wilmington, NC

Starting a business from the ground up can be difficult, but rewarding. Whether you are looking to build a new building for your business or move into an existing space,…

Unsecured Personal Loans Online

When you shop for unsecured personal loans online, you may come across hundreds of different options. But how do you know which one is right for you? At First Bank,…

Current Mortgage Rates 30-Year Fixed

With the nation’s mortgage rates at near all-time lows, the time is now to buy the home you’ve had your heart set on. The current 30-year fixed-rate mortgage national average…

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate specialists will offer you more than just a…

Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with…

Banks With Hassle-Free Checking Accounts

If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has nearly 100 locations throughout North Carolina, South…