Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Mortgage Application Checklist

Gather what you need to start your application.

Man's hands with packing tape on packing box

Your first step is to collect the following routine information that will be needed in the application process.

Personal Information
  • A photo ID and proof of Social Security Number
  • Evidence of child support received (if shown on your application)
  • Any legal documents such as divorce decrees, property settlements, etc.
  • VA loan applicants need Form DD-214 (discharge papers)
Financial Information
  • Pay stubs for the most recent 30 days
  • Complete bank and investment account statements from the past 2 months
  • Most recent 2 years of federal tax returns: all schedules, KIs, etc. Also include all W2s and 1099s
  • Copies of tax bills, insurance declaration pages and mortgage statements for all properties owned
Work with a local mortgage specialist

Trending Topics

Budgeting Tips for Newlyweds

Work together to spend less, save more, and secure your financial future.

The Best Personal Banking Services for You

Finding the best personal banking services for your financial needs doesn’t need to be difficult. The factors that go into evaluating available options can include convenience, fees, and interest rates. It’s essential for...

Find Remodeling Loans in Asheville, NC

First Bank offers remodeling loans in Asheville, NC, for homes or businesses to get you started on turning your vision into a reality. Our Asheville loan officers will work with you to establish a loan and complete the...

Lowest Mortgage Rates High Point NC

Getting the lowest mortgage rate in High Point, North Carolina involves more than just shopping around. First, you need to know how to shop for the best rate. Shopping for Lowest Mortgage Rate in High Point, NC There are...

First Time Buyer?

For most of us, buying a home is the largest purchase we’ll ever make. If you are a first-time homebuyer, you may be asking questions like, “What is a first home mortgage?” What is a First Home Mortgage? A first home...

Where to Get Physician Mortgage Loans

If you’re a business-minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage loans. We offer professional mortgage loans...

Your Top 5 Tips for Effective Online Money Management

Information on the Internet moves quickly. That’s why First Bank* offers streamlined online money management for individuals and small businesses throughout North Carolina and South Carolina. Accounts can easily be linked...

Save Money with This Refinance Calculator for Home Mortgages

When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant savings. Curious to...

FHA Loans vs. Conventional Loans: How to Tell the Difference

Overwhelmed with the prospect of buying a home? FHA loans and conventional loans are likely two sources of financing that you’ve considered. Let First Bank help you understand these options and come to a conclusion about...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...