Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Business World Rewards Card

Get 10,000 bonus reward points (a $100 value) when you open a new card today.*

Zero. Zilch. Nada.

New cardholders can earn 10,000 bonus reward points (a $100 value) by joining our One Rewards Program and spending $3,000 in the first 90 days*—all while enjoying the benefits of $0 annual fee, $0 balance transfer fee and six-month 0% introductory APR.1

Hurry, this offer ends December 31.

Perfect for you if:
  • You need credit to run your business.
  • You want 24/7 customer service.
  • You’d like support while traveling for work.

Card Overview

  • Earn 1.25 points for every $1 spent on qualified purchases
  • Pay on the go using mobile wallet
  • Built-in chip security for your protection
  • Added fraud protection with customizable text alerts and controls

Card Details

APR for Purchases
0% introductory APR for the first 6 months for new cardholders. After 6 months, a variable 13.90-23.90% APR will apply.2
Annual Fee
$0
Balance Transfer Fee
$0
Mastercard® Benefits
The Business World Rewards card comes with Mastercard’s full suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard®card. Unauthorized purchases are not your responsibility.
EZCardView
Securely monitor your account from anywhere, even your mobile devices, with First Bank’s EZCardView.
Mobile Wallet
A quick and easy way to use your First Bank debit or credit card on the go with most smartphones.
Learn how.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell, and trade stolen identities.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard® if the item is damaged or stolen within 90 days of the purchase date.
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
$
Monthly
Yearly
Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
*After six months, a competitive variable APR currently between 13.90% and 23.90% will apply. To receive 10,000 First Bank Rewards points, application must be received between September 9, 2019 and December 31, 2019, and card owners must open and activate a First Bank Platinum Rewards Mastercard or Business World Rewards Mastercard and register their card at the First Bank One Rewards Program website (firstbankonerewards.com) and spend $3,000 in the first 90 days. Bonus rewards points awarded through this promotion will be credited to your account within 30 business days of qualifying amount met. This offer is for new cardholders only and expires December 31, 2019.
  1. See our Terms and Conditions for complete details on our rewards programs. ®2019 MasterCard. MasterCard, Debit MasterCard, and the MasterCard brand marks are trademarks of MasterCard International Incorporated.
  2. See our Disclosure Summary for complete details on rates and fees.

Trending Topics

Is Contributing to a Nondeductible IRA Right for You?

If you're considering making contributions to a nondeductible IRA, first learn about all of your options. This quick guide will explain the differences between deductible, nondeductible and Roth IRAs and how…

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed…

How Much Should You Have In Savings at Age 25?

If you're wondering how much you should have in savings by the time you're 25, you're already on the right track. At an age where financial independence becomes increasingly more…

5 Financial Tips for Your 30s

Your thirties are a great time to get a handle on your finances and start investing in your future. Whether you want to buy a house, build up your retirement or spend time traveling the globe,…

What to Know About Joint Checking Accounts

Some of the biggest causes of stress in a relationship stem from finances. If you’re considering opening a joint checking account, there are some things you should know. Here are…

FHA Loans vs. Conventional Loans: How to Tell the Difference

Overwhelmed with the prospect of buying a home? FHA loans and conventional loans are likely two sources of financing that you’ve considered. Let First Bank help you understand these options…

Finance 101: Banking Basics

Finance 101: Investing in your financial future is one of the smartest things you can do. But there is more to building healthy finances than simply stashing away extra cash in your piggy bank.…

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money…

First Bank is One of the Top Banks in the U.S.A.

When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank like Wells Fargo or Bank of…

How Much Money Should I Have Saved by the Time I am 30?

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at…