Skip to main content
Back
Scroll to top

New Business Loan in Jacksonville, NC

Running A Business 2 min read

Ready to talk to an expert?

First Bank helps businesses get off the ground in Jacksonville, NC with our new business loans and various sets of helping hands. Our new business loans can provide a lump sum of cash for your business to finance equipment, vehicles, real estate, signage, furniture and more.

With two locations in Jacksonville on Western Blvd and New Bridge Street, First Bank is happy to be your very first customer. Find a branch near you today.

Business Loans from First Bank

Entrepreneur named First Bank one of the best small business lending banks in the country and it’s easy to see why.

  • Open a line of credit with First Bank to access cash for any business purchase need.
  • Use our low-rate, no annual-fee Mastercard Business Card with Rewards as often as you wish to earn rewards for your business purchases.
  • Get a commercial mortgage loan through First Bank or a loan for new construction, remodeling or expansion.
  • Use a First Bank construction loan for new construction, remodeling, expansion and more.

New Business Loan - Jacksonville, NC

New Business Loans Are Just The Beginning

First Bank doesn’t stop at the loan when it comes to helping new businesses.We offer many different levels of business checking accounts and business savings accounts to cater to businesses of all sizes and shapes.

We can also supply our customers with a host of merchant services such as easy processing of credit and debit cards, checks and gift cards. We also offer treasury services for your business such as payroll direct deposit, deposit services, and online banking.

Read about First Bank’s full offering of new business loans and additional ways we help businesses in Jacksonville, NC grow and succeed.

————

Sources:

Entrepreneur: http://www.entrepreneur.com/bestbanks

Ready to talk to an expert?

Share:

You may be interested in...

Serious millennial man using laptop sitting at the table in a home office, focused guy in casual clothing looking at the paper, communicating online, writing emails, distantly working or studying on computer at home. How to protect your business from email fraud Email fraud is a growing problem Email fraud is one of the most costly cyber threats facing companies today. Fraudsters are getting better at impersonating trusted people — like CEOs, vendors, and longtime employees — to trick businesses into making fraudulent payments or sharing sensitive security information. But here’s the good news: Business email compromise is preventable. Fraudsters often depend on human error, not on high-tech hacking, so adding a few smart safeguards can help your business stop scams before it’s too late. What is Business Email Compromise (BEC)? BEC is a type of fraud where criminals use email to pose as someone you trust. Instead of relying on malware, these attacks use social engineering. They put pressure on employees, exploit trust, or create a false sense of urgency to drive action. These are just a few common forms of email fraud: Real email accounts are taken over using stolen passwords Spoofed domains make fake emails look almost identical to real ones Executives or vendors are impersonated convincingly enough to trick employees Compromised vendor accounts send realistic payment requests Whether the email asks for a wire transfer, a payroll change, or confidential information, the goal is the same: Move fast enough to slip through safeguards. Need help fending off fraud? Snag our Fraud Spotter Checklist to help you spot a scam before it strikes, then read on for more tips on preventing email fraud! Download now Here’s what your business should watch out for Fraudsters tend to follow familiar patterns. Knowing what to look for helps your team spot trouble before it spreads. These scams work when security steps are skipped or when employees don’t pause to verify a request. Slowing down and double-checking before acting is often enough to stop them. 1. Invoice fraud You receive an “invoice” that looks legitimate. It may even be timed to match your usual billing cycles. But the payment details have been quietly altered. 2. Vendor or supplier compromise Attackers access or mimic a vendor’s email account and send updated payment instructions, redirecting funds to a fraudulent bank account. 3. Executive impersonation A senior leader sends out an email with an “urgent request” to send a wire transfer. The message might emphasize confidentiality or time constraints to make employees act fast. 4. Payroll diversion An employee “updates” their direct deposit information. Without verification, the next paycheck goes straight to a fraudulent account. 5. Gift card scams A request from a “company leader” comes through, asking for bulk gift card purchases to surprise the team with a well-earned reward. The gift cards are delivered to a fraud-friendly address. What can you do to stop email fraud? A strong defense doesn’t require complicated tools. All you need is a clear process and good guardrails. 1. Train your team regularly Training doesn’t need to be complex — short refreshers each quarter go a long way. Employees should feel confident recognizing red flags like: Pressure or urgency in unexpected requests Slight changes to company email addresses Breaking normal or established processes Instructions to keep transactions confidential 2. Turn on Multi-Factor Authentication (MFA) This is one of the simplest and highest-impact steps you can take. Most account takeovers start with stolen passwords, but adding a secondary form of authentication (like a code sent via text or email) dramatically reduces your company’s risk of third-party logins. 3. Verify all financial requests through a trusted channel Before sending money or changing payment details, require a second confirmation via phone or in-person conversation. Never reply to the email directly if you suspect a scam. 4. Strengthen your email security Small steps add up to big impacts. Basic security protocols are often overlooked, even at large organizations. Here’s what you can do to help prevent email fraud: Require strong, unique passwords Implement routine password updates Add anti-phishing security tools 5. Use email authentication protocols (DMARC, SPF, DKIM) These settings help you identify impersonated emails and prevent spoofing by verifying unique digital signatures. You can think of it like having your system check the sender’s ID at the door. Your IT team or service provider can implement them quickly and easily. 6. Limit access to sensitive systems Give employees access only to software that’s essential for their role. Having fewer access points reduces your company’s risk of a data breach. 7. Create a simple response plan A quick response can minimize or prevent the damage caused by an attempted attack. Your team should know: How to report suspicious messages Authenticate a request that may not be legitimate What to do in the event of a suspected breach Start building a culture of prevention Business Email Compromise is a serious threat, but it’s also one you can prepare for. When your organization combines smart training, clear procedures, and common-sense protections, you create a reliable defense against email fraud. For questions about fraud prevention, reach out to our team. We’re always here to help you put safety and soundness first. 5 min read
What You Need to Open a Business Banking Account Once you’ve started a business, the money is going to be coming in. You will need a business banking account to keep finances in order and manage cash flow. But, before you head down to your local First Bank,* grab these key documents so your application goes smoothly. Bring These Documents to Open a Business Banking Account Every financial institution has a procedure for business owners who want to open a bank account. Because businesses make more withdrawals and deposits than the average customer, there are a few documents that a financial advisor will need to see during the application process. Business Licenses Bring along your official license to practice your profession or skill. This extends from everything from law to construction. If your license is in process, ask for an official document stating so from the licensing source. Registration of Business Before opening your business, you probably had to register with the city or state. Be sure to bring the official name and registration information along with you to the bank. This will improve your credibility during the application process. Documentation of Account Holders If your business banking account will be accessed by more than one person, thorough identification will be required of each party. For most applications, a driver’s license, passport or other government picture ID will suffice. It is helpful for all account owners to be present during the application process. Deposit Amount Business banking accounts usually require an initial deposit to be opened. Deposits should be made in cash or in money order form and should meet or exceed the minimum required. Once you have gathered the necessary documents and banknotes, you can arrive fully prepared for a business banking account application. Choosing a Business Banking Institution First Bank business banking solutions are designed for convenience and security. We offer a comprehensive range of business banking accounts designed to meet the unique needs of your company. Contact us today to learn more. *Member FDIC. ——— Sources: Business News Daily: http://www.businessnewsdaily.com/6477-business-bank-account-documentation.html 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.