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Platinum Credit Card with Rewards

Enjoy 9 months of an introductory 0% APR1 on purchases and balance transfers with no hidden fees.
Platinum Rewards Card

Choose Cloud 9

Open a First Bank Platinum Rewards Mastercard credit card before January 1, 2022 and enjoy a 0% introductory APR on purchases and balance transfers for the first 9 months with a competitive variable APR currently between 12.15% and 22.15% thereafter.1 Plus, earn rewards for what you love on every qualified dollar you spend.2

Hurry, this offer ends December 31.

Perfect for you if:
  • You put regular expenses on a credit card.
  • You want to access Mastercard’s exceptional card benefits.
  • You’d like to redeem rewards for your purchases.

Card Overview

  • Affordable low rates
  • Pay on the go using mobile wallet on your smartphone
  • Enhanced chip security and contactless payment enabled
  • Added fraud protection with customizable text alerts and controls

Card Details

APR for Purchases
0% introductory APR for the first 9 months for new cardholders. After 9 months, a variable 12.15 – 22.15% APR will apply.3
Annual Fee
$0
Balance Transfer Fee
$0
Mastercard® Benefits
The Platinum Rewards Card comes with Mastercard’s full suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
EZCardView
Securely monitor your account from anywhere, even your mobile devices, with First Bank’s EZCardView.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.

How to Apply

For New Customers

If you are not currently a First Bank customer, you can apply online securely for a First Bank Platinum Rewards Mastercard.

Apply Online Today


For Existing Customers

If you are already a First Bank customer, you can apply for a First Bank Platinum Rewards Mastercard in as little as 5 minutes, simply and securely, through our online banking or mobile app.

Start Now

Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
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Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
  1. This offer is for new cardholders only and expires December 31, 2021. First Bank credit cards have no Balance Transfer and no Annual Fee
  2. See our Terms and Conditions for complete details on our rewards programs. ®2021 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
  3. See our Disclosure Summary for complete details on rates and fees.

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