Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Platinum Credit Card with Rewards

Because you deserve a card that works harder for you.
Platinum Rewards Card

The card that helps you keep things running.

With our Platinum Rewards Card, you can choose from many ways to be rewarded for every daily qualified dollar you spend.1

View The Rewards

Perfect for you if:
  • You put regular expenses on a credit card.
  • You want to access Mastercard’s exceptional card benefits.
  • You’d like to redeem rewards for your purchases.

Card Overview

  • Affordable low rates
  • Pay on the go using mobile wallet on your smartphone
  • Built-in chip security for your protection
  • Added fraud protection with customizable text alerts and controls

Card Details

APR for Purchases
0% introductory APR for the first 6 months for new cardholders. After 6 months, a variable 12.15 – 22.15% APR will apply.2
Annual Fee
$0
Balance Transfer Fee
$0
Mastercard® Benefits
The Platinum Rewards Card comes with Mastercard’s full suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
EZCardView
Securely monitor your account from anywhere, even your mobile devices, with First Bank’s EZCardView.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
$
Monthly
Yearly
Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
  1. See our Terms and Conditions for complete details on our rewards programs. ®2020 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
  2. See our Disclosure Summary for complete details on rates and fees.

Trending Topics

Lumberton Bank (Bank in Lumberton)

The city of Lumberton, North Carolina, only takes up about 15.8 square miles of land, but within that area there are plenty of shops, restaurants, entertainment, and banks for residents to enjoy. In just a few square miles...

Checking Account Comparison – Asheville, NC

Learn what to look for when comparing checking accounts and see how First Bank in Asheville, NC stacks up. Before committing to a checking account, it’s important to know what you’re getting yourself into by running a...

Finding the Best Personal Loans in Asheville, NC

Personal loans can help you pay for home improvements, weddings, medical bills, and many other large expenses. Consolidating debt is another reason to seek a loan. If you’re in need of money—for any reason—you can apply...

Enjoy Hassle-Free Online Payment Processing

Businesses need a fast and dependable way to manage client payments, whether online, at the point-of-sale, with an integrated solution, or on wireless or mobile devices. First Bank provides online payment processing to...

Where to Get Online Payroll Services

If you are wondering where to get online payroll services, consider First Bank. With First Bank’s online payroll services, you can: Reduce expenses associated with paper-based payment systems like printing and storing of...

List of Banks Headquartered in North Carolina

The fact that North Carolina is home to a large number of banks might surprise you. Over the years, the Tar Heel state has become a hub for banks of all sizes. Many community banks, like First Bank,* are headquartered in...

Lowest Mortgage Rates – Jacksonville, NC

If you are looking for some of the lowest mortgage rates in Jacksonville, NC, your local First Bank can help. Now is a great time to buy a home in Jacksonville, North Carolina. The median sale price for homes in the area...

Find New Business Loans Near Me

First Bank offers a generous and versatile array of options to find new business loans near you. We were recently named one of the best banks in North Carolina by Forbes.com, so you can expect professional and personal...

The Best Personal Banking Services for You

Finding the best personal banking services for your financial needs doesn’t need to be difficult. The factors that go into evaluating available options can include convenience, fees, and interest rates. It’s essential for...

Small Business Loan Requirements in Asheville, NC

Did you know that loan approval rates at small banks have increased in recent months? As you’re looking into small business loan requirements in Asheville, NC, consider a community bank like First Bank. Common Requirements...