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Access lines of credit that keep your life moving.

Our two types of personal loans give you flexible borrowing options and financial protection. Each is offered with highly competitive rates and terms. You can apply for them at your local branch.

Perfect for you if:
  • You need flexible credit.
  • You have a reliable job.
  • You want protection for financial surprises.

Personal Line of Credit Features

  • A Personal Line of Credit provides you with instant borrowing power. By simply writing a check, you can request cash when you need it.
  • Qualified collateral may be required to secure your personal or commercial line.

Ready Reserve

  • A convenient safeguard that’s easy to use and easy to appreciate.
  • Eliminate the worry and hassle of an overdraft.
  • In the event that your checking account does not have sufficient funds to cover a check, First Bank will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly NSF or Overdraft fees.
  • You can also use your Ready Reserve to borrow money up to your overdraft limit.

*Loans are subject to credit approval.

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