Skip to main content

Personal Loans

Your needs are varied, and one size does not fit all.

Customized loans built to meet your specific needs

Our personal loans options are below. Each is offered with highly competitive rates and flexible terms.

To begin an application or to learn more, visit your local branch.

Personal Line of Credit

A Personal Line of Credit provides you with instant borrowing power. By simply writing a check, you can request cash when you need it.

Qualified collateral may be required to secure your personal or commercial line.

Ready Reserve: Overdraft Protection

Protect yourself against accidental overdrafts with a First Bank Ready Reserve.

In the event that your checking account does not have sufficient funds to cover a check, First Bank will automatically transfer funds into your checking account from your overdraft line of credit, helping you avoid costly overdraft fees.

You can also use your Ready Reserve to borrow money up to your overdraft limit.

Loans subject to credit approval.