Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Our cards work harder for you.

Want to know what your First Bank card can do? You’re in the right place. Get more from your money with our card rewards and tools.

Choose how you want to be rewarded.
With the One Rewards Program, you earn points on everyday qualifying purchases that turn into excited must-haves. Travel, merchandise, supporting local businesses, gift cards, cash back … how do you want to be rewarded?
Let’s Get Started
Mastercard® Benefits
Mastercard offers a full suite of expert services and industry-leading benefits based on the card of your choosing.2
Convenience Benefits
EZCardView
Securely manage your credit card status and statements and pay bills online anywhere, any time, with customer service assistance if needed.
Mobile Wallet
A quick and easy way to use your First Bank debit or credit card on the go with most smartphones.
Learn how.
26-day Grace Period
You have 26 days when you’re not charged interest for purchases you’ve made, so long as you pay your balance in full on time.
Year-end Account Summary
With our Business World Elite Rewards Mastercard, you’ll receive a year-end account summary, a convenient tool for accounting & tax preparation that helps you manage your spending.
Mastercard Automatic Billing Updater
Automatic billing updater is a convenient way to ensure your recurring payments continue when a new card is issued. This currently works with many national retailers, and we are continuing to expand it to more businesses.
Quickly and Conveniently Make a Switch
Perfect if you have ever been frustrated having to update all of your subscriptions when you get a new debit or credit card. First Bank’s CardSwap allows you to manage your primary payment method for multiple subscription services, including Amazon, Netflix, Blue Apron, Hulu, and more. Simply make your First Bank credit or debit card the primary method of payment, and relax. We’ll do the rest. To get started: log in to online banking or the First Bank app, click on Credit Cards & Rewards in the menu, and select CardSwap.
Cellphone Protection
Pay your monthly cellular wireless bill with your credit card and the cost to replace or repair a lost or stolen phone will be reimbursed up to $600.1
Security Benefits
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
Mastercard SecureCode
Protect yourself from fraudulent use of your card information online when you register your card with Mastercard SecureCode.
MasterCoverageTM
Employee liability protection program that protects companies and financial institutions from employee misuse of charge privileges.
Text Alerts & Controls
Add an extra layer of security to your card with customizable transaction control settings and real-time email and text alerts to help prevent fraud.
Mastercard ID Theft Protection
Should you become concerned that you are a victim of identity theft, Mastercard ID Theft Protection gives you access to a number of ID theft resolution services. Additionally service constantly monitors websites and chat rooms where criminals buy and sell stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Travel Benefits
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Master Rental Insurance
Travel with confidence knowing your rental car is covered in case of physical damage, theft or towing.
Mastercard VAT Recovery
This service assists U.S. companies in recovering the Value Added Taxes (VAT) expenses company employees incur on foreign business travel.
Shopping Benefits
Extended Warranty
Most manufacturer warranties are doubled up to one year when you pay with your eligible Mastercard.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.
Mastercard Receipt Management
Organize and track your receipts with the free mobile receipt management app. Just snap photos of your receipts and they will be securely stored in the cloud.
Calculate your favorites.
Every dollar you spend with a First Bank Rewards card earns you rewards you’ll love. Find out how many points your everyday purchases get you here.
Start Calculating
Save on what you owe.
Not all credit is made alike. Find out how much you could save by transferring your credit balance to a First Bank card.
See Your Savings
Versatile cards. Flexible options.
Check out our individual and business crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Turn your everyday dollars into points for travel, merchandise and other rewards with our unique debit card.
See The Card
The First Bank Business World Credit Credit Card.
Business World Elite Rewards Mastercard
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get more back for your business with 24/7 service and constant rewards, just for using what you’ve earned.
See The Card
The First Bank Platinum Low Rate Credit Card
Platinum Low Rate Credit
The low-rate card with no annual fee that gives you more, for less.
See The Card
The First Bank Platinum Secured Credit Card
Platinum Secured Credit
Build a great track record with a card that makes credit easy, even if you have a low or limited credit history.
See The Card
  1. Cellphone Protection provides secondary coverage up to $600. Subject to limitations and exclusions. See policy terms for complete details here.

Trending Topics

Where To Get 20 Year Mortgage Rates

When you’re ready to buy a house, it’s easy to get caught up in all of the excitement of shopping and forget about the financial part. Once you’ve found the perfect house, the first thing you may be wondering is where to...

Open a Free Student Checking Account with First Bank

If you are thinking about opening a checking account while in college, you may be wondering what a no fee student checking account is, and where you can get one. Unexpected expenses can put stress on you financially and...

Small Business Startup Loans in North Carolina

If you have a good idea and a little bit of business savvy, a small business startup loan can serve as the cornerstone to your fortune. Whether it’s a traditional business loan, credit line, commercial mortgage,...

5 Financial Tips for Your 30s

Your thirties are a great time to get a handle on your finances and start investing in your future.

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance, your current loan...

Best Small Business Bank in Wilmington, NC

If you’re looking for the best small business bank in Wilmington, NC, look to your local First Bank. Our business banking services are designed to meet the needs of businesses of all sizes by further increasing our small...

15-Year North Carolina Mortgage Rates

Looking for information and assistance in choosing a 15-year mortgage rate that suits your needs? First Bank has a North Carolina location nearby that can help you with your decision to invest in a 15-year mortgage....

What is the Best Bank for Small Business?

If you own or plan to own a small business, you might be asking yourself, “What is the best bank for a small business?” With our history founded on the values of small business and by providing many banking...

Calculate Your Monthly Mortgage Loan Payment (with Taxes and Insurance)

A mortgage loan calculator with taxes and insurance can help prospective homeowners prepare for the financial responsibility of owning a home. Purchasing a home may be one of the biggest decisions you ever make, so it is...

Budgeting Tips for Newlyweds

Work together to spend less, save more, and secure your financial future.