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Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost.

Find a Small Personal Loan in Jacksonville, North Carolina

When small unexpected expenses arrive, it can be difficult to find the funds to cover them. Personal loans typically have fixed interest rates, are given in smaller amounts than other types of loans, and allow you to pay them back over a shorter period of time.

First Bank has several types of personal loans you can apply for.

  • Personal Line of Credit – This personal loans gives you instant borrowing power, as you can request cash when you need it by writing a check.
  • First Bank Platinum Credit Card with Rewards – With a First Bank credit card*, you can make purchases in a convenient and secure way, plus earn rewards points you can redeem for things like gifts, travel, and entertainment. With your First Bank credit card, you will also receive security benefits, convenience benefits, and shopping benefits. Credit card interest rates can vary, but there is typically no annual fee.

Small Personal Loans - Jacksonville NC

More Small Loan Options for Jacksonville, NC

First Bank also offers standard home equity lines of credit, auto loans, and boat loans.

Standard Home Equity Lines of Credit — For loan amounts over $15,000, a Standard HELOC could be a good option. With a HELOC, you are borrowing money using your accrued home equity as collateral. Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible (Be sure to consult a tax professional for details on the deductibility of interest.)
  • Access with checks
  • Can be secured by equity in your primary or secondary home

Auto Loan – If you need to replace an aging car quickly or would like to get that new truck you’ve been eyeing, talk to First Bank. With our auto loans, funds are available in as little as 24 hours, and the application process is easy.  These loans work for dealer purchase, private party purchase, re-fi, or lease buyout. Approval and rates last up to 30 days.

Boat Loan – Set the stage for your next vacation with a new boat with the help of a First Bank personal loan. Our boat loans are available at competitive rates and flexible terms, and there’s no prepayment penalty.

Visit First Bank Today

If you are looking for small personal loans in Jacksonville, NC, visit First Bank. We have two locations in Jacksonville with a staff ready to answer any questions you may have about small personal loans.

To learn even more about First Bank, see our articles on banks near by, steps to getting a small business loan,  home mortgage basics, and best merchant account for small business.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Be sure to consult a tax professional to confirm the appropriate details.

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Sources:

The Balance: https://www.thebalance.com/know-about-personal-loans-960025

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