Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost.

Find a Small Personal Loan in Jacksonville, North Carolina

When small unexpected expenses arrive, it can be difficult to find the funds to cover them. Personal loans typically have fixed interest rates, are given in smaller amounts than other types of loans, and allow you to pay them back over a shorter period of time.

First Bank has several types of personal loans you can apply for.

  • Personal Line of Credit – This personal loans gives you instant borrowing power, as you can request cash when you need it by writing a check.
  • First Bank Platinum Credit Card with Rewards – With a First Bank credit card*, you can make purchases in a convenient and secure way, plus earn rewards points you can redeem for things like gifts, travel, and entertainment. With your First Bank credit card, you will also receive security benefits, convenience benefits, and shopping benefits. Credit card interest rates can vary, but there is typically no annual fee.

Small Personal Loans - Jacksonville NC

More Small Loan Options for Jacksonville, NC

First Bank also offers standard home equity lines of credit, auto loans, and boat loans.

Standard Home Equity Lines of Credit — For loan amounts over $15,000, a Standard HELOC could be a good option. With a HELOC, you are borrowing money using your accrued home equity as collateral. Benefits of a First Bank HELOC include:

  • Low interest rate
  • Interest may be up to 100% tax deductible (Be sure to consult a tax professional for details on the deductibility of interest.)
  • Access with checks
  • Can be secured by equity in your primary or secondary home

Auto Loan – If you need to replace an aging car quickly or would like to get that new truck you’ve been eyeing, talk to First Bank. With our auto loans, funds are available in as little as 24 hours, and the application process is easy.  These loans work for dealer purchase, private party purchase, re-fi, or lease buyout. Approval and rates last up to 30 days.

Boat Loan – Set the stage for your next vacation with a new boat with the help of a First Bank personal loan. Our boat loans are available at competitive rates and flexible terms, and there’s no prepayment penalty.

Visit First Bank Today

If you are looking for small personal loans in Jacksonville, NC, visit First Bank. We have two locations in Jacksonville with a staff ready to answer any questions you may have about small personal loans.

To learn even more about First Bank, see our articles on banks near by, steps to getting a small business loan,  home mortgage basics, and best merchant account for small business.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Be sure to consult a tax professional to confirm the appropriate details.

———

Sources:

The Balance: https://www.thebalance.com/know-about-personal-loans-960025

Trending Topics

Small Business Startup Loans – South Carolina

Building a successful business takes passion, hard work, and dedication, but you shouldn’t have to do it all on your own. With First Bank’s small business startup loans, you can get the funds you need to build...

Best Savings Account for Kids – Wilmington NC

If you live in Wilmington, NC, and you are looking for the best savings account for your kids, visit your local First Bank. We offer a savings account for kids that comes with all sorts of...

Open a Triangle Business Checking Account

If you live in Raleigh, Durham, or other part of the North Carolina Triangle, you’ve seen the area’s growth firsthand. The Triangle Business Journal reported in 2018 that Raleigh and Durham’s Gross...

11 Easy Tips for Saving Money

Saving money is important if you want to be prepared for future financial surprises or hardships and establish peace of mind. But sometimes, finding extra funds to set aside is a challenge. These simple money saving tips...

Best Business Checking Account – Lillington, NC

If you are a business owner, you know how important proper finance management is to running a successful business. Separating your business bank account from your personal bank account can ensure accurate bookkeeping. If...

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate loan specialists will offer you more than just a competitive...

Construction Loans 101: Adjustable Rates

If you’re considering building a home, one of the more pressing concerns is the rate you’ll receive for a construction loan. For residents of the Carolinas, First Bank* has convenient locations to stop by for a...

How to Switch Banks in Asheville, NC

Choosing the right bank for you is important to achieve your financial goals. If you’re unsure if your current bank is meeting your financial needs or are moving to the Western Carolina area, it’s time to think...

Get a Flexible College Savings Account at First Bank in Albemarle, NC

Nestled in the Piedmont region of North Carolina, Albemarle, NC, is home to sprawling hills, streams and forests. Whether you’re attending local Stanly Community College or you’re planning on leaving the quaint...

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed for success. Financial Services...